Advance America Loans is a financial services company that provides a range of quick cash solutions, including payday loans, personal installment loans, and title loans. Our verdict is that Advance America prioritizes fast funding and accessibility by offering fast inquiries and in-store or online options.5
Pros and Cons of Advance America
Advance America can be a viable option for those seeking personal loans, payday loans, or title loans to individuals without perfect credit scores.5
- Bad credit borrowers may be eligible for title loans
- In store or online options
- Quick approval and competitive rates4
- Funding is possible as soon as the same or by the next business day1 2
- Securing a loan against your car can result in repossession if you default on your loan
- Must have a bank account and SSN for an online loan
- Payday loans have shorter repayment periods4
- Required documents may change based on your state of residence
- Repayment terms may be short depending on your state of residence4
How Advance America Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Up to 36 months | N/A | N/A |
| Funding Timeline | Receive funds on the same business day or by the next business day | Receive funds by the same day if you apply by 4pm ET on a weekday or the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Advance America loans are known for their quick funding and flexible approval process, even if your credit history isn’t up to par.4 Applying for a loan in person or online is an option.5 |
Rocket Loans is known for its simple online application, easy documentation requirements, and instant approval for many. Get up to $45,000, if qualified, with no prepayment penalties, but at least a fair FICO score is required.5 |
Oportun assists borrowers needing funds quickly with personal loans up to $10,000 with approvals and funding possible the same day.5 Loans come with fixed monthly payments, no hidden or prepayment penalties, but not available nationwide.3 |
Frequently Asked Questions about
Advance America
Yes, Advance America is a legitimate business with over 800 locations across the country.
Call customer care at (844)562-6480 to reach Advance America.
Advance America has been reviewed by the Better Business Bureau (BBB) and has an A+ rating, but it has not been accredited.
