Cash Factory USA is just one click away if you need cash fast and would rather apply from the comfort of your home. They specialize in installment loans up to $2,000, if qualified. One of the best things about Cash Factory USA is the ease of applying, and their lightning-fast approval process, with funds direct-deposited into your account as soon as the same day.5 They also are upfront and transparent regarding interest rates, fees, and repayment schedules. Cash Factory USA services consumers in just 7 states, but they aim to branch out in the future.
Pros and Cons of Cash Factory USA
Cash Factory USA has been a direct licensed lender since 2012, offering quick and convenient financial solutions through payday and installment loans.5
- Fast approval process, making them a go-to for emergency situations5
- Operating fully online, you can apply, check the status of, and easily manage repayments of a loan anytime/anywhere
- Provide clear information about fees, terms and repayment schedules
- If you prefer a face-to-face application process, Cash Factory USA is a strictly online platform
- Only available in 7 states, not nationwide
How Cash Factory USA Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 90 Days to 18 Months Depending on Your State of Residence | 8 to 21 months | N/A |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers. |
Security Finance has a solid reputation for offering installment loans to consumers with poor credit needing cash fast in amounts up to $2,600, depending on eligibility.5 Loans come with no prepayment penalties but in select states only.3 |
Las Vegas Finance provides installment loans to borrowers with fair or bad credit with loans up to $5,000.1 They also report good credit built with on-time payments and offer tips on improving overall credit |
Frequently Asked Questions about
Cash Factory USA
Cash Factory USA has been a legitimate, state-licensed lender since 2012.
You can contact Cash Factory USA at 1-855-374-5626 or email support@cashfactoryusa.com for further information.
Cash Factory USA has not been accredited by the Better Business Bureau (BBB) and has no BBB rating.
