Cash Factory USA is just one click away if you need cash fast and would rather apply from the comfort of your home. They specialize in installment loans up to $2,000, if qualified. One of the best things about Cash Factory USA is the ease of applying, and their lightning-fast approval process, with funds direct-deposited into your account as soon as the same day.5 They also are upfront and transparent regarding interest rates, fees, and repayment schedules. Cash Factory USA services consumers in just 7 states, but they aim to branch out in the future.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Cash Factory USA
Cash Factory USA has been a direct licensed lender since 2012, offering quick and convenient financial solutions through payday and installment loans.5
- Fast approval process, making them a go-to for emergency situations5
- Operating fully online, you can apply, check the status of, and easily manage repayments of a loan anytime/anywhere
- Provide clear information about fees, terms and repayment schedules
- If you prefer a face-to-face application process, Cash Factory USA is a strictly online platform
- Only available in 7 states, not nationwide
How Cash Factory USA Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 90 Days to 18 Months Depending on Your State of Residence | N/A | Typically Around 14-30 Days |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers. |
Cash King is a reliable, straightforward solution for those in a financial jam with easy accessibility of online and in-store services. Consumers receive flexible repayment terms which is a big plus if they want to pay off a loan early. If you need a payday loan and reside in Indiana, Cash King is the place to go. |
Check into Cash has a user-friendly, fast application process to get borrowers the money they need the same day.5 They are also all about customer service and transparency, ensuring consumers understand all terms and have a plan. |
Frequently Asked Questions about
Cash Factory USA
Cash Factory USA has been a legitimate, state-licensed lender since 2012.
You can contact Cash Factory USA at 1-855-374-5626 or email support@cashfactoryusa.com for further information.
Cash Factory USA has not been accredited by the Better Business Bureau (BBB) and has no BBB rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.