Cash Factory USA is just one click away if you need cash fast and would rather apply from the comfort of your home. They specialize in installment loans up to $2,000, if qualified. One of the best things about Cash Factory USA is the ease of applying, and their lightning-fast approval process, with funds direct-deposited into your account as soon as the same day.5 They also are upfront and transparent regarding interest rates, fees, and repayment schedules. Cash Factory USA services consumers in just 7 states, but they aim to branch out in the future.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Cash Factory USA
Cash Factory USA has been a direct licensed lender since 2012, offering quick and convenient financial solutions through payday and installment loans.5
- Fast approval process, making them a go-to for emergency situations5
- Operating fully online, you can apply, check the status of, and easily manage repayments of a loan anytime/anywhere
- Provide clear information about fees, terms and repayment schedules
- If you prefer a face-to-face application process, Cash Factory USA is a strictly online platform
- Only available in 7 states, not nationwide
How Cash Factory USA Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 90 Days to 18 Months Depending on Your State of Residence | N/A | 2-4 weeks from the date of the loan |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same business day or by the next business day |
| Bottom Line | Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers. |
Cash Express can meet your financial emergency with an array of loan options, including payday, flex, installment, pawn, and title loans. With a hassle-free fast application, funds can be available the same or the next business day, if approved.5 |
All-Star Payday Loans has locations in Michigan and provides convenient, short-term payday loans to eligible borrowers. The repayment terms are shorter in comparison to other options.4 5 |
Frequently Asked Questions about
Cash Factory USA
Cash Factory USA has been a legitimate, state-licensed lender since 2012.
You can contact Cash Factory USA at 1-855-374-5626 or email support@cashfactoryusa.com for further information.
Cash Factory USA has not been accredited by the Better Business Bureau (BBB) and has no BBB rating.
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Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.