If you’re looking for quick funding while also building your credit, SAIL Loans offers installment loans up to $4,000 with cash deposited the same business day.1 Applying is straightforward. Start out using an easy online application and potentially be approved within minutes. Repayment terms are flexible, and the best part is that as a credit builder loan is repaid on time, positive credit history is established.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of SAIL Loans
SAIL Loans can be a reliable option for individuals seeking quick and flexible financial solutions through installment loans.5
- Consumers with poor credit may still be eligible for installment loans
- Fast approval online with funds deposited the same business day, if approved5
- Build credit over the loan term with a customer savings component received 15 business days after the final loan payment
- “Refer-a-Friend” referral program with $50 paid to borrowers and $25 to the referred individual
- Actual loan amount is state regulated
- Only available in specific states
- Depending on credit, interest rates may be significantly higher compared to other traditional loans
How SAIL Loans Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 12 to 24 months | Typically 61 days - 12 Month Terms | Up to 90 Days for Installment Loans⁴ |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds by the next business day | Receive funds on the same day or within 24 hours |
| Bottom Line | SAIL Loans can deliver up to $4,000 in installment loans to qualified applicants looking for quick cash and building credit.1 Same-day approval and funding possible, but only for residents in Illinois. |
Available online 24/7, Cash USA Today is there for a multitude of consumers who may have poor credit but need funds immediately. As online direct lenders, there’s no third party hassle and total transparency. |
Cash 1 Loans offers various and convenient loan solutions to individuals with less-than-perfect credit, but is only available within certain locations.5 |
Frequently Asked Questions about
SAIL Loans
SAIL Loans is a legitimate, licensed business serving residents of Illinois.
Call 833-700-7245 to speak with a SAIL Loans customer service representative.
SAIL Loans is not currently accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.