With over 25 years of experience, Minute Loan Center can offer installment loans up to $5,000 for life's unexpected financial emergencies, even if your credit isn't the best.1 Installment loans, unlike payday loans, give the borrower more time to repay with greater flexibility, plus every payment made pays down the borrowed amount. What's even better is that Minute Loan Center has its own bank source with the same security as a Federal Bank–and you can get funded in as little as one business day, if approved!
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Minute Loan Center
Minute Loan Center can be an excellent choice for individuals seeking speedy and flexible financial solutions through installment loans.5
- Prequalifying online doesn’t affect your credit
- Installment loans include fixed number of payments and interest
- Potentially build credit with on-time payments in addition to qualifying for rewards programs
- Receive funding the same or next business day, pending approval5
- Loan amounts can vary by state
- Not available nationwide
- Military members are not eligible for loans
- Short-term loans may come with higher interest rates
How Minute Loan Center Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | Up to 10 Months | Up to 31 Days |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds quickly by the next business day |
| Bottom Line | Minute Loan Center helps borrowers with installment loans up to $5,000, paid back over a fixed period with funding potentially the same day.5 Rewards programs and other perks make MLC a great choice! |
Spotloan can deliver installment loans up to $800 for consumers needing emergency funding but without payday loan inconvenience.1 Apply online and potentially be approved in minutes, but in select states only. |
Cash Central Loans is a licensed lender with an easy application process that helps online applicants when they need money the most. Even though your credit is not impacted when applying, you should still follow their minimum requirements to qualify. |
Frequently Asked Questions about
Minute Loan Center
Minute Loan Center is a legitimate business and complies with state regulations and the CFPB (Consumer Financial Protection Bureau).
Find your local Minute Loan Center location here, or call 1-888-213-5744.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.