For 102 years, United Finance has helped borrowers faced with unexpected financial hardships with personal and auto loans up to $5,000 for some eligible consumers.1 What sets United Finance apart from other lenders is their personal loans are designed to fit the budget, needs, and lifestyle of the borrower, paid back over time in predictable payments versus an expensive lump sum. Apply online and potentially receive funding within a few hours or the next business day, if approved.
Pros and Cons of United Finances
United Finance can be a reliable choice for individuals seeking quick and flexible financial solutions through personal loans and auto loans.5
- Fair, poor, or good credit borrowers are eligible for personal loans
- Fast approval and competitive rates (especially for auto loans)4
- Some consumers may be funded the same or by the next business day, pending approval5
- Late and origination fees are not clearly stated
- Not available nationwide
- Some loans come with a hard credit check
- Specific terms may be longer or shorter depending on the type of loan4
How United Finances Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | Typically Pay by the Next Payday | 9-18 Months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same business day | Receive funds on the same day or by the next business day |
| Bottom Line | United Finance offers personal and auto loans with competitive rates and flexible repayments for debt consolidation or auto financing. Applying is fast, streamlined, but available only in select states. |
Instant Cash Advance offers payday loans up to $600 with a hassle-free application process and quick funding in 15 minutes.5 Gold buying services are also available, but to Michigan residents only. |
For borrowers with poor credit, OppLoans can be a great alternative to payday loans with personal loans up to $4,000 with fixed rates and flexible repayment terms.1 OppLoans’ partnership with well-established banks also ensures maximum security and trust, but is not available nationwide. |
Frequently Asked Questions about
United Finances
United Finance is a legitimate business that has been operating since 1922 with 25 branches.
For any questions/comments, fill out this form, or find a branch location here.
United Finance is accredited by the Better Business Bureau (BBB) and has an A rating.
