For 102 years, United Finance has helped borrowers faced with unexpected financial hardships with personal and auto loans up to $5,000 for some eligible consumers.1 What sets United Finance apart from other lenders is their personal loans are designed to fit the budget, needs, and lifestyle of the borrower, paid back over time in predictable payments versus an expensive lump sum. Apply online and potentially receive funding within a few hours or the next business day, if approved.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of United Finances
United Finance can be a reliable choice for individuals seeking quick and flexible financial solutions through personal loans and auto loans.5
- Fair, poor, or good credit borrowers are eligible for personal loans
- Fast approval and competitive rates (especially for auto loans)4
- Some consumers may be funded the same or by the next business day, pending approval5
- Late and origination fees are not clearly stated
- Not available nationwide
- Some loans come with a hard credit check
- Specific terms may be longer or shorter depending on the type of loan4
How United Finances Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | Typically Around 14-30 Days |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | United Finance offers personal and auto loans with competitive rates and flexible repayments for debt consolidation or auto financing. Applying is fast, streamlined, but available only in select states. |
Dollar Loan Center offers quick cash with no collateral required, plus borrowers without checking accounts or bad credit can still secure short-term loans. DLC also allows loans to be paid off early with no prepayment penalties.3 |
Check into Cash has a user-friendly, fast application process to get borrowers the money they need the same day.5 They are also all about customer service and transparency, ensuring consumers understand all terms and have a plan. |
Frequently Asked Questions about
United Finances
United Finance is a legitimate business that has been operating since 1922 with 25 branches.
For any questions/comments, fill out this form, or find a branch location here.
United Finance is accredited by the Better Business Bureau (BBB) and has an A rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.