CashNetUSA is a widely-known online lender providing lines of credit, installment loans, and connections to other lenders for over 16 years. They are there for those who need cash fast but may have trouble getting a loan through a traditional bank due to bad credit. Their simple-to-use website allows you to apply for a loan and check your eligibility in minutes, and you can manage your account easily, all online. Funds can be in your account as soon as the next business day, if qualified.5
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of CashNetUSA
CashNetUSA can be a helpful option for individuals needing swift financial solutions through payday loans and installment loans.5
- Quick and straightforward application process
- Borrowers can manage payments and check their status easily online
- Fast approval is possible5
- Direct deposit as soon as the next business day1 2
- Not available nationwide and some specific loans vary by state
- Only available online
How CashNetUSA Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Varies by Loan Type | 12 to 36 months | Up to 10 Months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | CashNetUSA is well-suited for individuals needing fast cash and would rather manage the process online. The application is convenient, easy, and approval can be quick.5 Borrowers should still check for availability in their specific state. |
Tower Loan will work with borrowers from all different kinds of credit backgrounds, offering personal and installment loans up to $20,000.1 Loans come with flexible repayment terms, but some are available only in select states.4 |
Spotloan can deliver installment loans up to $800 for consumers needing emergency funding but without payday loan inconvenience.1 Apply online and potentially be approved in minutes, but in select states only. |
Frequently Asked Questions about
CashNetUSA
CashNetUSA is a legitimate business and part of Enova International Inc., a publicly traded company.
Call customer service 7 days a week at 888-801-9075.
CashNetUSA is not accredited by the Better Business Bureau (BBB), but they have an A+ rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.