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Check City
Check City
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Check City
Loan Amount
Loan Amounts for Payday Loans and Title Loans vary by State1
Installment Loans Up to $1,0001
Loan term
Up to 6 Months Depending on the Loan Product⁴
Our Verdict

Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.

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Pros and Cons of Check City

Check City can be a fast choice for those needing quick financial solutions, offering title loans and installment loans.5

Pros
  • Easy online and in-store application process
  • Borrowers can make partial payments without additional fees
  • Receive cash the same day or by the next business day1 2
Cons
  • Services not available nationwide
  • Only a maximum of $500 is available for installment loans1
  • If a consumer wants to opt out of ACH payments, a small origination fee is applied

How Check City Compares
to Other Options

Check City
Security Finance
Mississippi Title Loans, Inc
Max Cash's Rating
4.0
4.3
4.1
Repayment Terms Up to 6 Months Depending on the Loan Product⁴ 8 to 21 months N/A
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

Security Finance has a solid reputation for offering installment loans to consumers with poor credit needing cash fast in amounts up to $2,600, depending on eligibility.5 Loans come with no prepayment penalties but in select states only.3

Mississippi Title Loans, Inc can be a solid option for Mississippi consumers needing fast cash with no credit checks and up to $2,500 for title loans.1 Payday and Installment loans are offered for smaller, short-term needs, but MTL services are limited to Mississippi only.

Frequently Asked Questions about
Check City

Check City has been a legitimate business since 1986. They are also a state-licensed and registered lender.

Call Check City’s toll-free customer service department at (866) 294-4672.

Check City has not been accredited by the Better Business Bureau (BBB).

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