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Check City
Check City
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Check City
Loan Amount
Loan Amounts for Payday Loans and Title Loans vary by State1
Installment Loans Up to $1,0001
Loan term
Up to 6 Months Depending on the Loan Product⁴
Our Verdict

Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.

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Pros and Cons of Check City

Check City can be a fast choice for those needing quick financial solutions, offering title loans and installment loans.5

Pros
  • Easy online and in-store application process
  • Borrowers can make partial payments without additional fees
  • Receive cash the same day or by the next business day1 2
Cons
  • Services not available nationwide
  • Only a maximum of $500 is available for installment loans1
  • If a consumer wants to opt out of ACH payments, a small origination fee is applied

How Check City Compares
to Other Options

Check City
Missouri Title Loans, Inc. Embassy Loans
Max Cash's Rating
4.0
4.0
4.1
Repayment Terms Up to 6 Months Depending on the Loan Product⁴ N/A Up to 24 Months
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

Missouri Title Loans, Inc. is there for those needing quick cash and possess a lien-free title for up to $15,000 based on their vehicle’s value.1 With same-day funding possible, MTL also works with bad credit borrowers, but available only in Missouri.

Embassy Loans offers personal and title loans to meet the urgent financial needs of Florida borrowers with competitive rates and a simplified application process. With approvals possible in 15 minutes, they are a viable choice for getting funds quickly.5

Frequently Asked Questions about
Check City

Check City has been a legitimate business since 1986. They are also a state-licensed and registered lender.

Call Check City’s toll-free customer service department at (866) 294-4672.

Check City has not been accredited by the Better Business Bureau (BBB).

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