If you're in Arizona, you may already know that Phoenix Title Loans is an institution, offering up to $100,000 through title loans to qualified borrowers needing instant funding when other lenders have turned them away.1 Choose how you'd like to apply, either online via a real-time chat with a friendly loan agent, or visit one of their 10 Valley locations where, after finishing some paperwork and a quick vehicle inspection, you walkway with cash in one hand and your keys in the other.5 Refinancing is also available on existing title loans with an extra $50 cash back.
Pros and Cons of Phoenix Title Loans
Phoenix Title Loans can be a beneficial option for Valley residents seeking speedy and flexible financial solutions through title loans.5
- Borrowers with all credit profiles may still be eligible for title loans
- Out of state registered vehicles can still apply (with a lien-free Arizona title)
- No credit checks and refinancing available on existing title loans for a potential lower interest rate
- Following a vehicle inspection and approval, receive cash the same day or by the next business day5
- Title loans available only on vehicles with a Kelley Blue Book value over $2,500
- Only operates in the State of Arizona
- 35.99% maximum APR, which may be higher compared to other traditional loans
- Defaulting on title loans may lead to potential vehicle repossession in some cases
How Phoenix Title Loans Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | 24 to 84 months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds in as little as one business day |
| Bottom Line | If you’re in Arizona and have a lien-free vehicle title, Phoenix Title Loans is the place to go for up to $100,000 same-day cash, if eligible and approved.5 Existing title loans may also be refinanced with an extra $50-added bonus, but only to Arizona residents. |
Wiregrass Title Loans offers title loans to eligible applicants who live in the applicable service areas.5 |
Upgrade offers personal loans up to $50,000 for debt consolidation or home repairs.1 The fast, accessible online application can lead to potential approval in minutes and funding the same or next business day.5 |
Frequently Asked Questions about
Phoenix Title Loans
Phoenix Title Loans is a legitimate business that has been operating since 2005.
Call 480-499-4699 to speak with a loan expert.
Phoenix Title Loans has been accredited by the Better Business Bureau (BBB) and has an A+ rating.