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Phoenix Title Loans
Phoenix Title Loans
4.3
Accessibility
Rates & Terms
Repayment Experience
Speed
Phoenix Title Loans
Loan Amount
Up to $100,0001
Our Verdict

If you're in Arizona, you may already know that Phoenix Title Loans is an institution, offering up to $100,000 through title loans to qualified borrowers needing instant funding when other lenders have turned them away.1 Choose how you'd like to apply, either online via a real-time chat with a friendly loan agent, or visit one of their 10 Valley locations where, after finishing some paperwork and a quick vehicle inspection, you walkway with cash in one hand and your keys in the other.5 Refinancing is also available on existing title loans with an extra $50 cash back.

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Pros and Cons of Phoenix Title Loans

Phoenix Title Loans can be a beneficial option for Valley residents seeking speedy and flexible financial solutions through title loans.5

Pros
  • Borrowers with all credit profiles may still be eligible for title loans
  • Out of state registered vehicles can still apply (with a lien-free Arizona title)
  • No credit checks and refinancing available on existing title loans for a potential lower interest rate
  • Following a vehicle inspection and approval, receive cash the same day or by the next business day5
Cons
  • Title loans available only on vehicles with a Kelley Blue Book value over $2,500
  • Only operates in the State of Arizona
  • 35.99% maximum APR, which may be higher compared to other traditional loans
  • Defaulting on title loans may lead to potential vehicle repossession in some cases

How Phoenix Title Loans Compares
to Other Options

Phoenix Title Loans
Wiregrass Title Loans
Upgrade
Max Cash's Rating
4.3
4.2
4.3
Repayment Terms N/A N/A 24 to 84 months
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds in as little as one business day
Bottom Line

If you’re in Arizona and have a lien-free vehicle title, Phoenix Title Loans is the place to go for up to $100,000 same-day cash, if eligible and approved.5 Existing title loans may also be refinanced with an extra $50-added bonus, but only to Arizona residents.

Wiregrass Title Loans offers title loans to eligible applicants who live in the applicable service areas.5

Upgrade offers personal loans up to $50,000 for debt consolidation or home repairs.1 The fast, accessible online application can lead to potential approval in minutes and funding the same or next business day.5

Frequently Asked Questions about
Phoenix Title Loans

Phoenix Title Loans is a legitimate business that has been operating since 2005.

Call 480-499-4699 to speak with a loan expert.

Phoenix Title Loans has been accredited by the Better Business Bureau (BBB) and has an A+ rating.

Ready to See if You Qualify for Funding?

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It's Relief.

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