For consumers wanting to consolidate their debt or maybe fix a leaky roof, Upgrade can offer flexible personal loans up to $50,000 with no impact to credit to prequalify.1 The online application process is highly accessible, fast, and approvals can potentially come within minutes and funds deposited the same or next business day.5 Upgrade also has credit cards and rewards checking which earn cashback on debit card purchases.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Upgrade
For individuals looking for personal loans with convenient funding timelines and flexible ways to use your funds, Upgrade can be a practical option.5
- No prepayment penalties3
- Checking your rate is free
- Upgrade can even send funds directly to your creditors if you are consolidating debt.
- Flexible loan terms4
- Credit Check Required
- May not qualify for an unsecured loan without a stronger credit score5
How Upgrade Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 24 to 84 months | Typically 24-48 months | N/A |
| Funding Timeline | Receive funds in as little as one business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Upgrade offers personal loans up to $50,000 for debt consolidation or home repairs.1 The fast, accessible online application can lead to potential approval in minutes and funding the same or next business day.5 |
LoanCenter can help borrowers online or in-store to receive up to $50,000 based on the equity in their vehicle.1 With a quick approval process, funds may be received as soon as the next business day.5 |
Heights Finance offers personal loans to help borrowers needing funds quickly, despite bad credit or bankruptcy. Debt consolidation loans are also offered to help consumers better manage their finances |
Frequently Asked Questions about
Upgrade
Yes, Upgrade is a legitimate financial technology company that offers personal loans, credit cards, and other services.
Reaching an Upgrade Customer Support representative is possible by dialing toll-free (844)-319-3909 or by emailing support@upgrade.com.
Upgrade has been an accredited business with the Better Business Bureau (BBB) since 2017 and holds an A+ rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.