For consumers wanting to consolidate their debt or maybe fix a leaky roof, Upgrade can offer flexible personal loans up to $50,000 with no impact to credit to prequalify.1 The online application process is highly accessible, fast, and approvals can potentially come within minutes and funds deposited the same or next business day.5 Upgrade also has credit cards and rewards checking which earn cashback on debit card purchases.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Upgrade
For individuals looking for personal loans with convenient funding timelines and flexible ways to use your funds, Upgrade can be a practical option.5
- No prepayment penalties3
- Checking your rate is free
- Upgrade can even send funds directly to your creditors if you are consolidating debt.
- Flexible loan terms4
- Credit Check Required
- May not qualify for an unsecured loan without a stronger credit score5
How Upgrade Compares
to Other Options
|
|
|
|
|
| Max Cash's Rating | |||
| Repayment Terms | 24 to 84 months | N/A | N/A |
| Funding Timeline | Receive funds in as little as one business day | Receive by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Upgrade offers personal loans up to $50,000 for debt consolidation or home repairs.1 The fast, accessible online application can lead to potential approval in minutes and funding the same or next business day.5 |
NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.5 On-time payments are also reported to major credit bureaus to help improve credit. |
CreditFresh has a simple, fast application process that allows borrowers to check their eligibility with no credit impact. If approved, make at least minimum, on-time payments and you may even receive a credit line increase.5 |
Frequently Asked Questions about
Upgrade
Yes, Upgrade is a legitimate financial technology company that offers personal loans, credit cards, and other services.
Reaching an Upgrade Customer Support representative is possible by dialing toll-free (844)-319-3909 or by emailing support@upgrade.com.
Upgrade has been an accredited business with the Better Business Bureau (BBB) since 2017 and holds an A+ rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.