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CreditNinja
CreditNinja
4.3
Accessibility
Rates & Terms
Repayment Experience
Speed
CreditNinja
Loan Amount
$300 to $5,0001
Loan term
Up to 24 Months
Our Verdict

CreditNinja can deliver flexible personal loans with "ninja" swiftness, even if you may have bad credit. Start out with their simple, streamlined application and get approved in just a few minutes, with funds directly deposited as soon as the next business day.

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Pros and Cons of CreditNinja

CreditNinja can be an option for individuals seeking quick and flexible financial solutions through personal loans.5

Pros
  • Applicants with bad credit can be approved
  • No prepayment fees3
  • Funding possible as soon as the next business day1 2
Cons
  • Not available nationwide
  • Charges an origination fee of up to 5% of the loan amount

How CreditNinja Compares
to Other Options

CreditNinja
Cash One
NetCredit
Max Cash's Rating
4.3
4.0
4.1
Repayment Terms Up to 24 Months Up to 90 Days for Installment Loans N/A
Funding Timeline Receive funds by the next business day Receive funds on the same day or by the next business day Receive by the next business day
Bottom Line

For those needing fast cash, CreditNinja offers personal loans up to $5,000 with a free online application.1 They focus on convenient repayment terms made for borrowers’ personal needs and lifestyles with exceptional customer service.

Cash One is there for consumers needing fast, short-term loans and who may have bad credit. With a wide lender network, approval chances increase.5 Service availability varies by state, so borrowers should check their eligibility.

NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.5 On-time payments are also reported to major credit bureaus to help improve credit.

Frequently Asked Questions about
CreditNinja

CreditNinja LLC is a legitimate business and a member of the Online Lenders Alliance.

Call CreditNinja Support at 855-646-5201.

CreditNinja has not been accredited by the Better Business Bureau (BBB).

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