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CreditNinja
CreditNinja
4.3
Accessibility
Rates & Terms
Repayment Experience
Speed

CreditNinja

Loan Amount
$300 to $5,0001
Loan term
Up to 24 Months

CreditNinja Review by Max Cash

CreditNinja can deliver flexible personal loans with "ninja" swiftness, even if you may have bad credit. Start out with their simple, streamlined application and get approved in just a few minutes, with funds directly deposited as soon as the next business day.

Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of CreditNinja

CreditNinja can be an option for individuals seeking quick and flexible financial solutions through personal loans.5

Pros
  • Applicants with bad credit can be approved
  • No prepayment fees3
  • Funding possible as soon as the next business day1 2
Cons
  • Not available nationwide
  • Charges an origination fee of up to 5% of the loan amount

How CreditNinja Compares
to Other Options

CreditNinja
Justice Finance
Avant Loans
Max Cash's Rating
4.3
4.0
4.3
Repayment Terms Up to 24 Months N/A Up to 60 months
Funding Timeline Receive funds by the next business day Receive funds on the same business day Receive funds in as little as one business day
Bottom Line

For those needing fast cash, CreditNinja offers personal loans up to $5,000 with a free online application.1 They focus on convenient repayment terms made for borrowers’ personal needs and lifestyles with exceptional customer service.

For those without a checking account or poor credit, Justice Finance can offer personal loans up to $1,760 with no collateral required.1 Apply online, in-store, or by phone with same-day funding possible, but available only in the DFW area.5

Avant Loans specializes in simple solutions and convenient loans with exceptional service.5

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Frequently Asked Questions about
CreditNinja

CreditNinja LLC is a legitimate business and a member of the Online Lenders Alliance.

Call CreditNinja Support at 855-646-5201.

CreditNinja has not been accredited by the Better Business Bureau (BBB).

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

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