CreditNinja can deliver flexible personal loans with "ninja" swiftness, even if you may have bad credit. Start out with their simple, streamlined application and get approved in just a few minutes, with funds directly deposited as soon as the next business day.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of CreditNinja
CreditNinja can be an option for individuals seeking quick and flexible financial solutions through personal loans.5
- Applicants with bad credit can be approved
- No prepayment fees3
- Funding possible as soon as the next business day1 2
- Not available nationwide
- Charges an origination fee of up to 5% of the loan amount
How CreditNinja Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Up to 24 Months | 12 to 36 months | Typically Around 14-30 Days |
| Funding Timeline | Receive funds by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | For those needing fast cash, CreditNinja offers personal loans up to $5,000 with a free online application.1 They focus on convenient repayment terms made for borrowers’ personal needs and lifestyles with exceptional customer service. |
Tower Loan will work with borrowers from all different kinds of credit backgrounds, offering personal and installment loans up to $20,000.1 Loans come with flexible repayment terms, but some are available only in select states.4 |
Check into Cash has a user-friendly, fast application process to get borrowers the money they need the same day.5 They are also all about customer service and transparency, ensuring consumers understand all terms and have a plan. |
Frequently Asked Questions about
CreditNinja
CreditNinja LLC is a legitimate business and a member of the Online Lenders Alliance.
Call CreditNinja Support at 855-646-5201.
CreditNinja has not been accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.