Check into Cash

Loan Amount

$100 to $25,000 for Title Loans¹
Loan Amounts for Payday Loans Vary by State

Loan term

Typically Around 14-30 Days

Check into Cash Review by Max Cash

With many locations in 19 states, Check into Cash has offered a wide range of financial services for short-term cash needs since 1993. From payday loans and title loans to installment loans and more, Check into Cash has a simple application process available online or in-store for your ease, with funds available as soon as the same day if approved.⁵ Apart from loans, check cashing and Western Union services are also available.

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of Check into Cash

Check into Cash can be a beneficial option for consumers seeking fast financial solutions through payday, personal, installment, and title loans.⁵

Pros

Apply online or in-store and be approved in just a few minutes⁵
Upfront and clear information on fees, terms, and repayment schedules
May be able to buy out existing title loans for a larger amount
Get money the same day or by the next business day^{1 2}

Cons

Title loans come with the risk of repossession for non-payment
Not a nationwide service
Only allows one loan or credit product at a time
Payday loans can have high APRs, given their short-term nature

How Check into Cash Compares
to Other Options


Max Cash's Rating	4.0	4.0	4.3
Repayment Terms	Typically Around 14-30 Days	6-60 month terms	N/A
Funding Timeline	Receive funds on the same day or by the next business day	Receive funds in as little as one business day	Receive funds in one to three business days
Bottom Line	Check into Cash has a user-friendly, fast application process to get borrowers the money they need the same day.⁵ They are also all about customer service and transparency, ensuring consumers understand all terms and have a plan.	America's Loan Company can only cater to residents of Ohio, but there is a quick approval process and qualified borrowers can access refinancing options.⁵	Prosper’s peer-to-peer lending model lets borrowers relieve up to $50,000 directly from investors with better, more flexible terms.¹ Prosper may not work for those with lower credit with a 640 FICO score required for loans.
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