For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.
Pros and Cons of CheckSmart
CheckSmart can be a convenient and viable option for individuals seeking quick short-term financial solutions through payday, installment, and title loans.⁵
- No prepayment penalties for paying loans off early.³
- Bad credit is not necessarily a deciding factor on approvals⁵
- Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
- Some loans and loan amounts vary by specific states¹
- For some loans, credit checks occur during the application process
How CheckSmart Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | 12 to 36 months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | CheckSmart delivers fast money for consumers needing short-term financial relief with friendly, helpful customer service. Loans come with funding as soon as the same day or by the next business day if you apply online.⁵ |
CocoLoan is a premier online platform for short-term loans with a quick application process and fast approval.5 Choose from multiple lenders and find the best loan for your financial situation with no credit impact. |
Tower Loan will work with borrowers from all different kinds of credit backgrounds, offering personal and installment loans up to $20,000.1 Loans come with flexible repayment terms, but some are available only in select states.4 |
Frequently Asked Questions about
CheckSmart
CheckSmart is a legitimate business that has been operating since 1987.
Have questions? Call CheckSmart at 844-691-0888, or email at customerservice@mychecksmart.com
Check Smart is not currently accredited by the Better Business Bureau (BBB).
