For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of CheckSmart
CheckSmart can be a convenient and viable option for individuals seeking quick short-term financial solutions through payday, installment, and title loans.⁵
- No prepayment penalties for paying loans off early.³
- Bad credit is not necessarily a deciding factor on approvals⁵
- Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
- Some loans and loan amounts vary by specific states¹
- For some loans, credit checks occur during the application process
How CheckSmart Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | Payment schedule can be set as bi-weekly, semi-monthly, or monthly⁴ |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Many receive funding the same day or as quickly as the next business day, if approved |
| Bottom Line | CheckSmart delivers fast money for consumers needing short-term financial relief with friendly, helpful customer service. Loans come with funding as soon as the same day or by the next business day if you apply online.⁵ |
American Title Loans can only offer personal loans to eligible residents in the applicable states, but the inquiry process is convenient, fast, and flexible.5 |
Tio Rico Te Ayuda can help Arizona residents with personal and title loans from $100 to $100,000 if dealing with financial challenges.1 Apply online or at one of their 20+ locations and get funding the same day, if approved.5 |
Frequently Asked Questions about
CheckSmart
CheckSmart is a legitimate business that has been operating since 1987.
Have questions? Call CheckSmart at 844-691-0888, or email at customerservice@mychecksmart.com
Check Smart is not currently accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.