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CheckSmart
CheckSmart
4.1
Accessibility
Rates & Terms
Repayment Experience
Speed
CheckSmart
Loan Amount
Varies for Payday Loans
Our Verdict

For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.

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Pros and Cons of CheckSmart

CheckSmart can be a convenient and viable option for individuals seeking quick short-term financial solutions through payday, installment, and title loans.⁵

Pros
  • No prepayment penalties for paying loans off early.³
  • Bad credit is not necessarily a deciding factor on approvals⁵
  • Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
Cons
  • Some loans and loan amounts vary by specific states¹
  • For some loans, credit checks occur during the application process

How CheckSmart Compares
to Other Options

CheckSmart
Georgia Auto Pawn, Inc. Cash One
Max Cash's Rating
4.1
4.0
4.0
Repayment Terms N/A N/A Up to 90 Days for Installment Loans
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

CheckSmart delivers fast money for consumers needing short-term financial relief with friendly, helpful customer service. Loans come with funding as soon as the same day or by the next business day if you apply online.⁵

Georgia Auto Pawn, Inc. can offer borrowers up to $15,000 based on the equity of their vehicles with no in-store visit like other title loan companies. Quick, 30 minute approvals are possible with funding the same or next business day.5

Cash One is there for consumers needing fast, short-term loans and who may have bad credit. With a wide lender network, approval chances increase.5 Service availability varies by state, so borrowers should check their eligibility.

Frequently Asked Questions about
CheckSmart

CheckSmart is a legitimate business that has been operating since 1987.

Have questions? Call CheckSmart at 844-691-0888, or email at customerservice@mychecksmart.com

Check Smart is not currently accredited by the Better Business Bureau (BBB).

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It's Relief.

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