For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of CheckSmart
CheckSmart can be a convenient and viable option for individuals seeking quick short-term financial solutions through payday, installment, and title loans.⁵
- No prepayment penalties for paying loans off early.³
- Bad credit is not necessarily a deciding factor on approvals⁵
- Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
- Some loans and loan amounts vary by specific states¹
- For some loans, credit checks occur during the application process
How CheckSmart Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | Up to 24 Months | Up to 30 Days for Payday Loans, 12 Months for Personal Loans |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | CheckSmart delivers fast money for consumers needing short-term financial relief with friendly, helpful customer service. Loans come with funding as soon as the same day or by the next business day if you apply online.⁵ |
Embassy Loans offers personal and title loans to meet the urgent financial needs of Florida borrowers with competitive rates and a simplified application process. With approvals possible in 15 minutes, they are a viable choice for getting funds quickly.5 |
A-1 Payday Loans can offer payday loans and personal loans with fast funding and a quick approval process.4 Applying for a loan in person is an option, but A-1 Payday Loans can only cater to residents of Mississippi.5 |
Frequently Asked Questions about
CheckSmart
CheckSmart is a legitimate business that has been operating since 1987.
Have questions? Call CheckSmart at 844-691-0888, or email at customerservice@mychecksmart.com
Check Smart is not currently accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.