OppLoans

Loan Amount

$500 to $4,000¹

Loan term

9-18 Months

OppLoans Review by Max Cash

For consumers with poor or maybe fair credit, OppLoans can provide personal and installment loans ranging from $500 to $4,000 with no hidden charges and a predictable fixed rate.¹ The application process is entirely online through a simple-to-use form where borrowers are matched with the lender right for them followed by funding the same or by the next business day, pending approval.⁵ OppLoans also offers "OppU" to help educate borrowers on topics like financial planning and managing their money.

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of OppLoans

OppLoans can be a solid option for borrowers seeking quick and flexible financial solutions through personal loans and installment loans.⁵

Pros

Apply online with potential approval in minutes
Loans come with fixed rates and no hidden fees
No prepayment penalties³
After approval, funding may be received the same day or by the next business day⁵

Cons

For borrowers with low credit, APRs may still be higher
Not available nationwide
Some loan terms may be shorter or longer depending on the type of financial product and state⁴

How OppLoans Compares
to Other Options


Max Cash's Rating	4.3	4.0	4.3
Repayment Terms	9-18 Months	Up to 24 Months	N/A
Funding Timeline	Receive funds on the same day or by the next business day	Receive funds on the same day or by the next business day	Same day funding in store or funding by the next business day
Bottom Line	For borrowers with poor credit, OppLoans can be a great alternative to payday loans with personal loans up to $4,000 with fixed rates and flexible repayment terms.¹ OppLoans’ partnership with well-established banks also ensures maximum security and trust, but is not available nationwide.	For those in the 5 states served, Checkmate is a great option for quick access to cash via online and in-store loans. With a simple, fast application process, funding is possible even with bad credit.⁵	With bankruptcy and poor credit no deal breakers, TitleBucks can provide consumers owning lien-free vehicle titles with loans up to $10,000, if approved⁵. Online and in-store options available for potential same-day funding, but only in 6 states.
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