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Checkmate Lending Solutions
Checkmate Lending Solutions
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Checkmate Lending Solutions
Loan Amount
Up to $1,5001
Loan term
Up to 24 Months
Our Verdict

When traditional banks turn you down, Checkmate may be able to provide fast and convenient loan options online or in-store with funding as soon as the same or the next business day.5

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of Checkmate Lending Solutions

Checkmate can be a solid choice for those seeking fast financial solutions through payday loans and installment loans.5

Pros
  • Borrowers with bad credit can still apply
  • Convenient repayment options, including in-store or online
  • Receive cash as soon as the same day or by the next business day1 2
Cons
  • Not all consumers qualify for maximum loan amounts
  • Only available in 5 states
  • Payday loans can come with higher APRs compared to other traditional loans

How Checkmate Lending Solutions Compares
to Other Options

Checkmate Lending Solutions
Title Loan Express Cash Factory USA
Max Cash's Rating
4.0
4.0
4.3
Repayment Terms Up to 24 Months N/A 90 Days to 18 Months Depending on Your State of Residence
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

For those in the 5 states served, Checkmate is a great option for quick access to cash via online and in-store loans. With a simple, fast application process, funding is possible even with bad credit.5

For title and payday loans in Alabama, Title Loan Express can offer eligible lien-free title owners up to $3,500 same-day cash, if approved.5 No credit checks and poor credit borrowers are welcome with no loan prepayment penalties, but only offered to Alabama residents.3

Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers.

Frequently Asked Questions about
Checkmate Lending Solutions

Checkmate is a legitimate business that has been operating since 1989.

Call Checkmate at 1-866-722-2274, or email comments@callcheckmate.com.

Checkmate is not currently accredited by the Better Business Bureau (BBB), but has a C rating.

Ready to See if You Qualify for Funding?

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

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It's Relief.

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