Instant Cash Advance offers cash advances up to $600 to Michigan residents needing quick funding for sudden emergencies or just to have some financial cushion until their next payday.1 With 15 convenient, well-staffed locations, borrowers can apply and receive money in 15 minutes or less, if approved.5 If already an ICA consumer, applying takes even less time. Some stores also purchase unwanted jewelry or gold for cash services.
Pros and Cons of Instant Cash Advance
Instant Cash Advance can be a solid option for those seeking quick and flexible financial solutions through payday loans.5
- Borrowers with poor credit may be eligible for payday loans
- No application or processing fees
- Approval possible within 15 minutes or less5
- $25 referral bonuses per person
- In-store only service, no online options for applying or making payments
- Available to Michigan residents only
- Some borrowers use payday loans over a period of months, which may be expensive
How Instant Cash Advance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Typically Pay by the Next Payday | N/A | N/A |
| Funding Timeline | Receive funds on the same business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Instant Cash Advance offers payday loans up to $600 with a hassle-free application process and quick funding in 15 minutes.5 Gold buying services are also available, but to Michigan residents only. |
American Title Loans can only offer personal loans to eligible residents in the applicable states, but the inquiry process is convenient, fast, and flexible.5 |
Mississippi Title Loans, Inc can be a solid option for Mississippi consumers needing fast cash with no credit checks and up to $2,500 for title loans.1 Payday and Installment loans are offered for smaller, short-term needs, but MTL services are limited to Mississippi only. |
Frequently Asked Questions about
Instant Cash Advance
Instant Cash Advance is a legitimate business licensed by the State of Michigan for over 10 years.
Call 1-800-829-8119 to speak with a representative, or check out their locations page for the closest branch.
Instant Cash Advance has not been accredited by the Better Business Bureau (BBB).
