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Instant Cash Advance
Instant Cash Advance
3.9
Accessibility
Rates & Terms
Repayment Experience
Speed

Instant Cash Advance

Loan Amount
Up to $600 for Payday Loans1
Loan term
Typically Pay by the Next Payday

Instant Cash Advance Review by Max Cash

Instant Cash Advance offers cash advances up to $600 to Michigan residents needing quick funding for sudden emergencies or just to have some financial cushion until their next payday.1 With 15 convenient, well-staffed locations, borrowers can apply and receive money in 15 minutes or less, if approved.5 If already an ICA consumer, applying takes even less time. Some stores also purchase unwanted jewelry or gold for cash services.

Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of Instant Cash Advance

Instant Cash Advance can be a solid option for those seeking quick and flexible financial solutions through payday loans.5

Pros
  • Borrowers with poor credit may be eligible for payday loans
  • No application or processing fees
  • Approval possible within 15 minutes or less5
  • $25 referral bonuses per person
Cons
  • In-store only service, no online options for applying or making payments
  • Available to Michigan residents only
  • Some borrowers use payday loans over a period of months, which may be expensive

How Instant Cash Advance Compares
to Other Options

Instant Cash Advance
A-1 Payday Loans
CheckSmart
Max Cash's Rating
3.9
4.0
4.1
Repayment Terms Typically Pay by the Next Payday Up to 30 Days for Payday Loans, 12 Months for Personal Loans N/A
Funding Timeline Receive funds on the same business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

Instant Cash Advance offers payday loans up to $600 with a hassle-free application process and quick funding in 15 minutes.5 Gold buying services are also available, but to Michigan residents only.

A-1 Payday Loans can offer payday loans and personal loans with fast funding and a quick approval process.4

Applying for a loan in person is an option, but A-1 Payday Loans can only cater to residents of Mississippi.5

CheckSmart delivers fast money for consumers needing short-term financial relief with friendly, helpful customer service. Loans come with funding as soon as the same day or by the next business day if you apply online.⁵

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Frequently Asked Questions about
Instant Cash Advance

Instant Cash Advance is a legitimate business licensed by the State of Michigan for over 10 years.

Call 1-800-829-8119 to speak with a representative, or check out their locations page for the closest branch.

Instant Cash Advance has not been accredited by the Better Business Bureau (BBB).

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

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