Instant Cash Advance offers cash advances up to $600 to Michigan residents needing quick funding for sudden emergencies or just to have some financial cushion until their next payday.1 With 15 convenient, well-staffed locations, borrowers can apply and receive money in 15 minutes or less, if approved.5 If already an ICA consumer, applying takes even less time. Some stores also purchase unwanted jewelry or gold for cash services.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Instant Cash Advance
Instant Cash Advance can be a solid option for those seeking quick and flexible financial solutions through payday loans.5
- Borrowers with poor credit may be eligible for payday loans
- No application or processing fees
- Approval possible within 15 minutes or less5
- $25 referral bonuses per person
- In-store only service, no online options for applying or making payments
- Available to Michigan residents only
- Some borrowers use payday loans over a period of months, which may be expensive
How Instant Cash Advance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Typically Pay by the Next Payday | N/A | By the Next Payday for Payday Loans⁴ Up to 18 months for Installment Loans⁴ Title Loan Terms Vary by State⁴ |
| Funding Timeline | Receive funds on the same business day | Receive funds by the next business day | Receive funds in as little as one business day¹ ⁵ |
| Bottom Line | Instant Cash Advance offers payday loans up to $600 with a hassle-free application process and quick funding in 15 minutes.5 Gold buying services are also available, but to Michigan residents only. |
CocoLoan is a premier online platform for short-term loans with a quick application process and fast approval.5 Choose from multiple lenders and find the best loan for your financial situation with no credit impact. |
Known for providing fast and accessible loan options like TitleMax and comes with similar repayment terms.4 Speedy Cash also provides payday loans, not just personal loans! |
Frequently Asked Questions about
Instant Cash Advance
Instant Cash Advance is a legitimate business licensed by the State of Michigan for over 10 years.
Call 1-800-829-8119 to speak with a representative, or check out their locations page for the closest branch.
Instant Cash Advance has not been accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.