NetCredit offers convenient personal loans and lines of credit online to consumers whose credit may be less than perfect using advanced technology and algorithms to lock in the best loan amount, terms, and fees, from $1,000 to $10,000 and lines of credit up to $4,500.1 Applying is quick and easy, completely online, and borrowers can potentially receive funds the next business day, if approved.5 NetCredit also has a My Credit Builder program for improving credit and the ClearCost for Me tool to help borrowers determine the loan amount that best fits their financial needs.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of NetCredit
NetCredit can be a solid choice for borrowers seeking quick and flexible financial solutions through personal loans and lines of credit.5
- Total online application process with approvals in minutes and funds may be deposited the next business day, pending approval5
- No prepayment penalties3
- On-time payments reported to credit bureaus to help build credit
- Borrowers offered flexible, customizable repayment schedules
- Once borrowers accept loan contracts, a hard credit inquiry is made
- Available in select states only
- Poor credit consumers may pay higher interest rates for personal loans compared to more traditional loans
How NetCredit Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | 36-84 Months |
| Funding Timeline | Receive by the next business day | Receive funds in as little as one business day | Funding as soon as the next business day |
| Bottom Line | NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.5 On-time payments are also reported to major credit bureaus to help improve credit. |
Balance Credit specializes in streamlined and convenient loans with quality online service.5 |
Discover Personal Loans is an excellent option for consolidating debt or other uses with fixed interest rates and no prepayment penalties.3 Generally, only consumers with good to excellent credit are approved. |
Frequently Asked Questions about
NetCredit
NetCredit is a legitimate business that has been operating since 2012.
Speak to a friendly NetCredit Customer Support Team member at 877-392-2014.
NetCredit is not currently accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.