NetCredit offers convenient personal loans and lines of credit online to consumers whose credit may be less than perfect using advanced technology and algorithms to lock in the best loan amount, terms, and fees, from $1,000 to $10,000 and lines of credit up to $4,500.1 Applying is quick and easy, completely online, and borrowers can potentially receive funds the next business day, if approved.5 NetCredit also has a My Credit Builder program for improving credit and the ClearCost for Me tool to help borrowers determine the loan amount that best fits their financial needs.
Pros and Cons of NetCredit
NetCredit can be a solid choice for borrowers seeking quick and flexible financial solutions through personal loans and lines of credit.5
- Total online application process with approvals in minutes and funds may be deposited the next business day, pending approval5
- No prepayment penalties3
- On-time payments reported to credit bureaus to help build credit
- Borrowers offered flexible, customizable repayment schedules
- Once borrowers accept loan contracts, a hard credit inquiry is made
- Available in select states only
- Poor credit consumers may pay higher interest rates for personal loans compared to more traditional loans
How NetCredit Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | Typically 24-48 months⁴ |
| Funding Timeline | Receive by the next business day | Receive funds on the same business day | Receive funds in as little as one business day |
| Bottom Line | NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.5 On-time payments are also reported to major credit bureaus to help improve credit. |
Freedom Title Loans can offer up to $25,000 to qualified borrowers with less restrictions than other companies.1 They also offer perks like $100 cash for friend referrals and 50% off first month’s interest by mentioning their online deal. |
Offers both personal loans and title loans to qualified borrowers, but the application process is not as streamlined as other options. Borrowers may have convenient options for repaying their loans.5 |
Frequently Asked Questions about
NetCredit
NetCredit is a legitimate business that has been operating since 2012.
Speak to a friendly NetCredit Customer Support Team member at 877-392-2014.
NetCredit is not currently accredited by the Better Business Bureau (BBB).
