NetCredit offers convenient personal loans and lines of credit online to consumers whose credit may be less than perfect using advanced technology and algorithms to lock in the best loan amount, terms, and fees, from $1,000 to $10,000 and lines of credit up to $4,500.1 Applying is quick and easy, completely online, and borrowers can potentially receive funds the next business day, if approved.5 NetCredit also has a My Credit Builder program for improving credit and the ClearCost for Me tool to help borrowers determine the loan amount that best fits their financial needs.
Pros and Cons of NetCredit
NetCredit can be a solid choice for borrowers seeking quick and flexible financial solutions through personal loans and lines of credit.5
- Total online application process with approvals in minutes and funds may be deposited the next business day, pending approval5
- No prepayment penalties3
- On-time payments reported to credit bureaus to help build credit
- Borrowers offered flexible, customizable repayment schedules
- Once borrowers accept loan contracts, a hard credit inquiry is made
- Available in select states only
- Poor credit consumers may pay higher interest rates for personal loans compared to more traditional loans
How NetCredit Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | Up to 90 Days for Installment Loans⁴ |
| Funding Timeline | Receive by the next business day | Same day or by the next business day | Receive funds on the same day or within 24 hours |
| Bottom Line | NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.5 On-time payments are also reported to major credit bureaus to help improve credit. |
Southwest Title Loans can help borrowers needing immediate cash with title loans up to $15,000 in as little as 30 minutes.1 Personal loans and other services are also offered, but for Arizona residents only. |
Cash 1 Loans offers various and convenient loan solutions to individuals with less-than-perfect credit, but is only available within certain locations.5 |
Frequently Asked Questions about
NetCredit
NetCredit is a legitimate business that has been operating since 2012.
Speak to a friendly NetCredit Customer Support Team member at 877-392-2014.
NetCredit is not currently accredited by the Better Business Bureau (BBB).
