Call Text Apply
Regional Finance
Regional Finance
4.1
Accessibility
Rates & Terms
Repayment Experience
Speed
Regional Finance
Loan Amount
Up to $35,000 for Personal Loans1
Our Verdict

Regional Finance offers personal loans up to $12,000 to borrowers for whatever financial need they might be facing. Some borrowers will be eligible to apply for up to $35,000!1 Apply online or at one of their 350 store locations across the U.S. and be pre-approved without impacting your credit. Loans come with flexible repayment plans, and insurance may be added for greater protection.4 Regional Finance also provides auto-pay discounts.

Get Started

Pros and Cons of Regional Finance

Regional Finance can be an excellent choice for consumers seeking quick and flexible financial solutions through personal loans.5

Pros
  • Borrowers from all credit backgrounds eligible for personal loans
  • Credit life or disability insurance can be added to loans for extra protection
  • No prepayment penalties3
  • After approval, receive funds the same day or by the next business day5
Cons
  • Loans require collateral (personal property, etc.) and it must be insured
  • Available only in 19 states
  • Some loan terms and rates may differ significantly over various states

How Regional Finance Compares
to Other Options

Regional Finance
Rapid Auto Loans
Check N Title Loans
Max Cash's Rating
4.1
4.0
4.0
Repayment Terms N/A Up to 12 Months N/A
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

Regional Finance provides small to mid-sized personal loans up to $25,000 with flexible repayment options and insurance add-ons for protection.1 No prepayment penalties and convenient loan management through their website and app.3

Rapid Auto Loans can help Florida borrowers needing quick funding using the equity based on their vehicles as collateral. Rapid Auto offers a 12-month repayment period and no prepayment penalties with cash available the same day, if approved.3 5

Check N Title Loans wants your business in Texas, willing to meet or beat competitor rates with high-value title and installment loans. Either online or in-store, funds can be received the same day, if approved.5

Frequently Asked Questions about
Regional Finance

Regional Finance is a legitimate business that has been operating since 1986 with 350 locations in 19 states.

In the U.S., call (888) 636-3535 to speak with a representative, or find a branch location here.

Ready to See if You Qualify for Funding?

Get Started

Max Cash®

It's More Than a Loan.
It's Relief.

Apply now