Regional Finance offers personal loans up to $12,000 to borrowers for whatever financial need they might be facing. Some borrowers will be eligible to apply for up to $35,000!1 Apply online or at one of their 350 store locations across the U.S. and be pre-approved without impacting your credit. Loans come with flexible repayment plans, and insurance may be added for greater protection.4 Regional Finance also provides auto-pay discounts.
Pros and Cons of Regional Finance
Regional Finance can be an excellent choice for consumers seeking quick and flexible financial solutions through personal loans.5
- Borrowers from all credit backgrounds eligible for personal loans
- Credit life or disability insurance can be added to loans for extra protection
- No prepayment penalties3
- After approval, receive funds the same day or by the next business day5
- Loans require collateral (personal property, etc.) and it must be insured
- Available only in 19 states
- Some loan terms and rates may differ significantly over various states
How Regional Finance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | 24 to 60 months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Regional Finance provides small to mid-sized personal loans up to $25,000 with flexible repayment options and insurance add-ons for protection.1 No prepayment penalties and convenient loan management through their website and app.3 |
Oportun assists borrowers needing funds quickly with personal loans up to $10,000 with approvals and funding possible the same day.5 Loans come with fixed monthly payments, no hidden or prepayment penalties, but not available nationwide.3 |
OneMain Financial is a well-established, 100+ year old lender offering personal loans up to $20,000, for many financial needs.1 Eligible applicants may even receive funding the same or by the next business day, if approved.5 |
Frequently Asked Questions about
Regional Finance
Regional Finance is a legitimate business that has been operating since 1986 with 350 locations in 19 states.
In the U.S., call (888) 636-3535 to speak with a representative, or find a branch location here.
