LendUP.com offers more than just short-term loans to borrowers with less-than-perfect credit; it also is there to provide budgeting education with 13 simple online courses to improve overall financial health. Apply 24/7 online, weekends and holidays, and get connected to the right trusted direct lender for your particular needs with funding the same or by the next business day.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of LendUP.com
LendUP.com can be a flexible option for individuals seeking short-term financial solutions through payday loans and personal loans.5
- Streamlined online application process available 24/7
- No prepayment penalties or hidden fees3
- Educational modules available for better financial decision making
- Funds may be deposited the same day or by the next business day1 2
- Loans capped at $250 for first-time borrowers
- Not available in every state
- Third-party Veritec service may limit loan amount and other terms depending on borrower’s state
How LendUP.com Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | Up to 60 months | N/A |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds in as little as one business day | Receive by the next business day |
| Bottom Line | LendUP.com serves consumers needing quick cash with a 24/7 application process and potential same-day funding, but also provides a path to improving their financial health and credit.5 LendUP.com is highly transparent with no prepayment fees but available only in select states. |
Known for helping borrowers consolidate debt through personal loans, Achieve has been in the business for years and prioritizes providing a simple inquiry process.5 |
NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.5 On-time payments are also reported to major credit bureaus to help improve credit. |
Frequently Asked Questions about
LendUP.com
LendUP.com is a legitimate business and online platform to connect borrowers with trusted lenders.
For any questions or concerns, email LendUP.com at: questions@lendup.com.
LendUP.com is not currently accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.