LendUP.com offers more than just short-term loans to borrowers with less-than-perfect credit; it also is there to provide budgeting education with 13 simple online courses to improve overall financial health. Apply 24/7 online, weekends and holidays, and get connected to the right trusted direct lender for your particular needs with funding the same or by the next business day.
Pros and Cons of LendUP.com
LendUP.com can be a flexible option for individuals seeking short-term financial solutions through payday loans and personal loans.5
- Streamlined online application process available 24/7
- No prepayment penalties or hidden fees3
- Educational modules available for better financial decision making
- Funds may be deposited the same day or by the next business day1 2
- Loans capped at $250 for first-time borrowers
- Not available in every state
- Third-party Veritec service may limit loan amount and other terms depending on borrower’s state
How LendUP.com Compares
to Other Options
|
|
|
|
|
| Max Cash's Rating | |||
| Repayment Terms | N/A | 6-60 month terms | 36-60 months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds in as little as one business day | Receive funds by the same or the next business day |
| Bottom Line | LendUP.com serves consumers needing quick cash with a 24/7 application process and potential same-day funding, but also provides a path to improving their financial health and credit.5 LendUP.com is highly transparent with no prepayment fees but available only in select states. |
America's Loan Company can only cater to residents of Ohio, but there is a quick approval process and qualified borrowers can access refinancing options.5 |
Best Egg loans are known for their quick funding and installment payments during the repayment process. However, co-applicants are not allowed, so you must be able to qualify for the loan on your own with your income and financial situation. |
Frequently Asked Questions about
LendUP.com
LendUP.com is a legitimate business and online platform to connect borrowers with trusted lenders.
For any questions or concerns, email LendUP.com at: questions@lendup.com.
LendUP.com is not currently accredited by the Better Business Bureau (BBB).
