Balance Credit offers personal loans up to $4,000 with a simple online inquiry process and provides funds by the next business day after full approval.1 Their personal loan services cater to a variety of needs, but availability and terms vary by state, and not all applications are approved.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Balance Credit
Balance Credit can be a beneficial option for individuals seeking quick and streamlined personal loans online. Below are some of the pros and cons of Balance Credit loans:5
- Borrowers with fair to good credit scores are typically accepted5
- Funds can be available as soon as the next business day upon full approval
- Cannot be used for non-personal related expenses
- Availability varies by state
- Approval not guaranteed
- Rates vary4
How Balance Credit Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | 24 to 72 Months | Up to 48 months |
| Funding Timeline | Receive funds in as little as one business day | Receive funds by the next business day | Receive funds as little as one business day |
| Bottom Line | Balance Credit specializes in streamlined and convenient loans with quality online service.5 |
LendingPoint serves consumers with poor credit needing personal loans with an easy application process and technological approach to better their approval chances. Funding can be available the next business day, if approved, but LendingPoint is not available nationwide.5 |
5 Star Car Title Loans loans are known for their quick funding and flexible approval process.4 Applying for a loan in person may not be an option, but 5 Star Car Title Loans offers services for both personal and title loans.5 |
Frequently Asked Questions about
Balance Credit
Yes, Balance Credit is a legitimate online lender.
Balance Credit’s customer service phone number is (855) 942-2526
Yes, Balance Credit is reviewed by the BBB. While they are not accredited by the BBB, they hold an A+ rating.
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Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.