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Check ‘n Go
Check ‘n Go
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Check ‘n Go
Loan Amount
Up to $5,000 for Installment Loans1
Loan Amounts: Varies by State for Payday Loans1
Our Verdict

If you need emergency cash fast, Check ‘n Go can help out with payday, personal, or installment loans, and they’ve been doing it since 1994. Either visit a store location closest to you, or fill out their easy online application, and you can be funded as soon as the next business day.5 Even those who’ve filed for bankruptcy in the past and are no longer in active bankruptcy are welcome to apply. Plus, Check ‘n Go can offer exceptional customer service, and loans can be managed online or through their mobile app.

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of Check ‘n Go

Check ‘n Go can be a valid option for borrowers needing quick and flexible financial solutions through payday, personal, and installment loans.5

Pros
  • Easy application process and rapid approval5
  • No prepayment penalties3
  • Extended repayment plans for payday loans are available, if qualified
  • In-person check cashing and Netspend Prepaid Mastercard services offered
Cons
  • Only available in certain states, not nationwide
  • Applying may include a credit check
  • Cosigners are not accepted

How Check ‘n Go Compares
to Other Options

Check ‘n Go
Cash Factory USA ACE Cash Express
Max Cash's Rating
4.0
4.3
4.3
Repayment Terms N/A 90 Days to 18 Months Depending on Your State of Residence N/A
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds in as little as one business day or on the same day of approval
Bottom Line

Check ‘n Go serves those needing quick cash without the fuss or hassle. With in-store and online options and quick approvals, funds can be available by the next business day, even if some borrowers have bad credit.5

Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers.

Qualified borrowers through ACE Cash Express can expect convenient access to payday loans, title loans, and personal loans, depending on their state of residence.5

Frequently Asked Questions about
Check ‘n Go

Check ‘n Go is a legitimate business that has been operating since 1994.

Call a friendly Check ‘n Go representative at 1-800-561-2274.

Check ‘n Go has not been accredited by the Better Business Bureau (BBB).

Ready to See if You Qualify for Funding?

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Max Cash®

It's More Than a Loan.
It's Relief.

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