MoneyKey offers installment loans and lines of credit to consumers across various states across the U.S. needing funds quickly but without the hassle and red tape of traditional banks. Loan amounts range from $500 to $3,500 via a start to finish online process, which takes minutes to complete and, if approved, funds can be directly deposited the same business day.1 5 MoneyKey's line of credit loans allows eligible borrowers to take out funds as they need for maximum ease and flexibility.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of MoneyKey
MoneyKey can be a great option for those seeking quick and flexible financial solutions through lines of credit and installment loans.5
- Simple online application with funds deposited as soon as the same business day, if approved5
- No prepayment penalties3
- Unemployed borrowers are eligible to apply
- Borrowers making on-time payments may be eligible for reduced charges and/or increased credit limits
- Some loan amounts and credit limits vary greatly by state
- Available in select states only
- No loan refinancing options
- Installment loans may come with much higher interest rates and can become expensive over time
How MoneyKey Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 5 to 12 months | N/A | Up to 90 Days for Installment Loans⁴ |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or within 24 hours |
| Bottom Line | MoneyKey’s lines of credit and installment loans are offered through an easy online application with funds deposited the same business day, if approved.5 Its lines of credit also allows consumers to draw cash as needed versus a lump-sum, however MoneyKey’s products are not available nationwide. |
CheckSmart delivers fast money for consumers needing short-term financial relief with friendly, helpful customer service. Loans come with funding as soon as the same day or by the next business day if you apply online.⁵ |
Cash 1 Loans offers various and convenient loan solutions to individuals with less-than-perfect credit, but is only available within certain locations.5 |
Frequently Asked Questions about
MoneyKey
MoneyKey is a legitimate business that has been operating since 2011.
Call a friendly MoneyKey Customer Care team agent at 1-866-255-1668.
MoneyKey is not currently accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.