Owning a car nowadays is more necessary than ever before. With so many cities having limited transportation options and various employers issuing return to office mandates, it’s important to possess a vehicle of your own to live a regular daily life. However, if you’ve never bought a car before, you may wonder, “What car can… Continue reading What Car Can I Afford?
How Do You Get Out Of Payday Loan Debt?
Payday loans can help you bridge the gap between your paychecks to help you get your finances back together. But if you are hit with unexpected expenses and your financial situation changes, you might be wondering – how do you get out of payday loan debt? While it isn’t impossible, getting payday loan relief requires… Continue reading How Do You Get Out Of Payday Loan Debt?
Can You File for Bankruptcy On Personal Loans?
How Can You File for Bankruptcy on Personal Loans? Are you in over your head financially? You are not alone, but you may be wondering, “Can you file for bankruptcy on personal loans?” While the secured debt that you owe when filing for Chapter 7 or 13 Bankruptcy will typically not be discharged during the… Continue reading Can You File for Bankruptcy On Personal Loans?
Guide to What is a Financial Emergency and a Non-Emergency
How to Contrast the Difference Between a Financial Emergency and a Non-Emergency? Understanding the difference between a financial emergency and a non-emergency can help you break down your budget more effectively and make a plan for your finances. For starters, financial emergencies are expenses that you did not plan for and need to be solved… Continue reading Guide to What is a Financial Emergency and a Non-Emergency
Can You Get Points For Cash Advances?
Generally, you won’t be able to get points for cash advances. Using your credit card to access a cash advance means you are borrowing a portion of your available credit, and it’s not the same as making a purchase with your credit card to earn points or airline miles. Since credit card cash advances often… Continue reading Can You Get Points For Cash Advances?
Balance Transfer Auto Loan
Can I Do a Balance Transfer for an Auto Loan? The Federal Reserve is tying recent high rates of auto loan delinquencies to high monthly payments in 2025. The average payment on a car loan is around $500, so it’s not surprising that Americans are struggling to make ends meet. One of the ways to… Continue reading Balance Transfer Auto Loan
Find Loans for Rental Assistance
Loans for Rental Assistance: What are Your Options? A new study from Redfin shows that half of U.S. homeowners and renters are struggling to afford their housing payments. Now more than ever, Americans are skipping meals and working more hours to afford the cost of rent and other housing obligations. So you might be wondering,… Continue reading Find Loans for Rental Assistance
How Can I Get a Title Loan With No Title?
Where Can I Get a Title Loan Without The Title? Wondering what your options are if you need cash and have a paid-off car? You can’t get a title loan without the title in your possession and in your name. But you aren’t automatically out of options if you have misplaced your car title or… Continue reading How Can I Get a Title Loan With No Title?
Are Payday Loans Installment or Revolving Loans?
Is a Payday Loan an Installment or Revolving Loan? Do you need cash to make ends meet until your next paycheck hits? Payday loans can be an option to consider if you don’t want to dip into your savings account. But are payday loans installment or revolving loans? The answer is neither. Payday loans are… Continue reading Are Payday Loans Installment or Revolving Loans?
What is the FICA Tax?
FICA is an acronym for a specific type of federal payroll tax. FICA stands for the Federal Insurance Contributions Act, and business owners are legally required to deduct this tax from each employee’s paycheck. The main purpose of FICA is to help fund Social Security and Medicare programs, which provide benefits for retirees, disabled individuals,… Continue reading What is the FICA Tax?