Generally, you won’t be able to get points for cash advances. Using your credit card to access a cash advance means you are borrowing a portion of your available credit, and it’s not the same as making a purchase with your credit card to earn points or airline miles. Since credit card cash advances often… Continue reading Can You Get Points For Cash Advances?
Balance Transfer Auto Loan
Can I Do a Balance Transfer for an Auto Loan? The Federal Reserve is tying recent high rates of auto loan delinquencies to high monthly payments in 2025. The average payment on a car loan is around $500, so it’s not surprising that Americans are struggling to make ends meet. One of the ways to… Continue reading Balance Transfer Auto Loan
Find Loans for Rental Assistance
Loans for Rental Assistance: What are Your Options? A new study from Redfin shows that half of U.S. homeowners and renters are struggling to afford their housing payments. Now more than ever, Americans are skipping meals and working more hours to afford the cost of rent and other housing obligations. So you might be wondering,… Continue reading Find Loans for Rental Assistance
How Can I Get a Title Loan With No Title?
Where Can I Get a Title Loan Without The Title? Wondering what your options are if you need cash and have a paid-off car? You can’t get a title loan without the title in your possession and in your name. But you aren’t automatically out of options if you have misplaced your car title or… Continue reading How Can I Get a Title Loan With No Title?
Are Payday Loans Installment or Revolving Loans?
Is a Payday Loan an Installment or Revolving Loan? Do you need cash to make ends meet until your next paycheck hits? Payday loans can be an option to consider if you don’t want to dip into your savings account. But are payday loans installment or revolving loans? The answer is neither. Payday loans are… Continue reading Are Payday Loans Installment or Revolving Loans?
What is the FICA Tax?
FICA is an acronym for a specific type of federal payroll tax. FICA stands for the Federal Insurance Contributions Act, and business owners are legally required to deduct this tax from each employee’s paycheck. The main purpose of FICA is to help fund Social Security and Medicare programs, which provide benefits for retirees, disabled individuals,… Continue reading What is the FICA Tax?
Can I Get a Cash Advance Through Apple Pay?
Need money to make it to your next payday? While Apple Pay is a handy tool to have on your phone if you don’t want to carry a wallet, you can’t apply for a cash advance just through Apple Pay. That being said, you can use a linked credit card with Apple Pay to take… Continue reading Can I Get a Cash Advance Through Apple Pay?
401(k) Contribution Limits for 2025
401(k) contribution limits for 2025 are setting a new precedent. If you are focused on saving for your future, understanding the new contribution changes is important for your budgeting plan for this year! If you aren’t familiar with how this type of retirement planning works, let’s start with the basics. A 401(k) plan is a… Continue reading 401(k) Contribution Limits for 2025
6 Surprising Things Your Car Insurance Won’t Cover
Unexpected Situations Your Car Insurance Won’t Cover Car insurance helps us feel a little bit safer on the road. While you can’t prevent accidents from happening, you can be a safe driver and protect your vehicle while making both short and long-distance journeys. Knowing what your car insurance policy covers can help you better plan… Continue reading 6 Surprising Things Your Car Insurance Won’t Cover
Child Tax Credit 2024
What is the Child Tax Credit? Tax season is right around the corner, and many parents are gearing up to file their returns. The Child Tax Credit of 2024 is meant to give parents a tax break. This break can be up to $2,000 per eligible child. A portion of this credit (up to $1,700)… Continue reading Child Tax Credit 2024
