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Max Cash® Title Loans in Texas

At Max Cash®, we make it our mission to serve those who reach out to us. We work hard to connect people like you to title loans that have competitive rates and convenient terms.4 5

Let's get started

Get started today by filling out this form, or for instant pre-approval2,
call (833) 207-9052

BENEFITS OF MaxCash®

Why Work with MaxCash® in
Texas

Quick Inquiry Process1 2

The inquiry process can be streamlined and efficient. You can get your cash in as quickly as 24 hours if you are eligible.1 2 5

Keep Your Car

You can potentially maintain access to your car if you are able to qualify for a title loan.5

Bad Credit OK

As long as you meet the other necessary requirements, your credit score is not a major determining factor during the approval process!5

Convenient Terms4

You can work with your lender to come up with a payment plan that works for your current financial situation!4

Or
Call (833) 207-9052 for instant pre-approval2

HOW IT WORKS

The Easy Application Process with Max Cash® in Texas

When working with our team, you never have to worry about making appointments or long wait-times we are here for you seven days a week.

To learn more about MaxCash® title loans in Texas give us a call at (833) 207-9052 or visit our FAQ page!

01. Reach Out to Our Team

To begin the inquiry process, reach out to us via phone, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and on your income. Once you submit this information, a friendly loan representative will reach out to you.

02. Discuss Next Steps

Once in contact, a loan agent will explain things a little further, and talk to you above your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5

03. Find out Pre-approval of Your Loan Application

If a lender is found, you can learn more about them and if a good fit, apply with an online application!5 Once pre-approved with a lender you could have your funds in as little as one business day!1 2 5

Where to Find Car-Related Businesses in
Texas

Select your location

KEN GARFF HYUNDAI DOWNTOWN

PO BOX 660635, Dallas, TX 75266

GET YOUR QUESTIONS ANSWERED

Frequently Asked Questions

Car title loan funding in Texas is approved as soon as the same day, or the next business day.2

Unlike with traditional bank loans in Texas, bad credit, or even past bankruptcy are not major contributing factors when it comes to getting approved for an auto title loan!5

Typically for Texas residents, we use the vehicle year, make, model, and mileage to determine the amount of equity in a car. Modifications such as interior/exterior improvements, paint job, and overall condition are also taken into account when determining equity. The more thorough you are with your application, the more Max Cash® may be able to do for you!1

YES! People with all credit types in Texas can apply for car title loans.5

While interest rates in Texas, for car title loans are typically on the higher side, Max Cash® works with lenders who provide extremely competitive rates, so you can get the best possible deal!1 4

Understanding the cost of a car title loan is crucial before you commit. Several factors influence the interest rates, including your state of residency, your credit score, the value of your collateral, and the loan terms you agree to.

Interest Rates and Payments

Interest rates for car title loans can range significantly, typically between 34.99% and 157.99% annually. For example, if you take out a $4,000 loan with an 80% annual percentage rate (APR) over a 24-month period, you can expect to make monthly payments of approximately $338.61.

Total Cost Breakdown

Here's a detailed breakdown of what you might end up paying over the loan term:

  • Monthly Payment: $338.61
  • Total Interest Paid: $4,126.87
  • Total of All Payments: $8,126.64

Timing of Payments

Keep in mind, the actual interest you pay may vary based on when you make your payments. Consistently making timely payments can reduce the total interest you'll need to pay over the life of the loan.

Knowing these details will help you make an informed decision about whether a car title loan is the right choice for you.

You can only take out one Texas Title Loan per vehicle at a time. This means that for each vehicle you own, you are limited to a single active title loan.

Yes, title loans are indeed legal in Texas. The state has established specific regulations to ensure these loans are offered in a manner that protects consumers. These laws dictate terms such as interest rates and repayment plans to prevent predatory lending practices. So, if you're considering a title loan in Texas, rest assured that the industry is regulated to safeguard your financial interests.

Absolutely! Most lenders in Texas permit early payoff of title loans without imposing any penalties. By paying off your loan ahead of schedule, you have the advantage of reducing the total interest you’ll need to pay. Always check with your specific lender for any unique terms, but generally, early repayment is both possible and beneficial.

Refinancing a car loan with bad credit can seem daunting, but it's entirely possible with the right approach. Here's a step-by-step guide to help you navigate the process:

Assess Your Current Loan Situation

First, take a close look at your existing car loan. Note your current interest rate, monthly payment, and the total amount still owed. Understanding these details will help you identify what you need from a new loan.

Check Your Credit Report

Before shopping for refinancing options, check your credit report to see where you stand. Although your credit is less than perfect, knowing your score and any issues on your report can guide your search for suitable lenders.

Research Lenders that Specialize in Bad Credit

Some lenders specifically cater to individuals with bad credit. Look for reputable companies that offer car loan refinancing to people in challenging financial situations. Keep an eye out for customer reviews and any potential red flags.

Gather Necessary Documentation

Lenders will require certain documents to process your refinance application. Typically, you'll need proof of income, proof of residence, the current loan agreement, and information about your vehicle. Having these ready can speed up the process.

Compare Offers

Get quotes from multiple lenders to compare interest rates, loan terms, and any associated fees. Don't just settle for the first offer you find; shopping around can help you secure better terms.

Apply for Refinancing

Once you've selected a lender, submit your application along with the required documentation. Be prepared to explain your financial situation and why you're seeking refinancing so that the lender can assess your application more accurately.

Review the New Loan Terms

Carefully review the terms of the new loan agreement. Make sure the new interest rate and repayment period are both acceptable and will indeed make your monthly payments more manageable.

Finalize the Deal

If you're satisfied with the terms, finalize the deal with your new lender. They will typically handle paying off your old loan and setting up the new one.

Stay on Top of Your Payments

Once your car loan is refinanced, stick to your payment schedule diligently. Improved payment history will help you rebuild your credit over time.

Refinancing a car loan with bad credit involves careful planning and research, but it can relieve financial stress and make your payments more manageable. Taking these steps will guide you toward better terms and a more comfortable financial situation.

It is possible to have a co-signer on your car title loan. Yes, you can include someone else on your application, which can be particularly helpful if you're looking to strengthen your loan approval chances. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We ensure all non-public personal data remains confidential, protecting both the borrower's and co-signer’s information.

When working with our team, you never have to worry about making appointments or long wait-times; we are here for you seven days a week. To begin the inquiry process, reach out to us via phone or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle and your income. Once you submit this information, a friendly loan representative will reach out to you. Once in contact, a loan agent will explain things a little further and discuss your qualifications/pre-approval.

If you meet the basic requirements for a title loan, the search for the right lender will begin. If a lender is found, you can learn more about them and, if a good fit, apply with an online application! Once pre-approved with a lender, you could have your funds in as little as one business day!

Question not on the list? Call (833) 207-9052 anytime 7 days/week to talk to one of our helpful representatives.

Find out More about

Texas Demographics

The table below depicts estimated amount which you can receive by car make/model/mileage in Texas.

Year Make Model Miles Funded Amount
2023 Land Rover Other 2,500 $10,000
2023 Acura Integra 123,456 $2,533
2023 Chevrolet Silverado 1500 10,000 $10,000
2023 Chevrolet Malibu 25,000 $650
2023 Chevrolet Traverse 24,000 $1,251
2023 Honda Accord 140,000 $1,033
2023 Toyota Camry 1,800 $10,033
2022 Dodge Charger 10,000 $750
2022 Toyota Highlander 5,500 $15,000
2022 Honda HR-V 25,000 $300
2022 Chevrolet Camaro 199,000 $1,433
2022 Toyota Corolla 495 $500
2022 Ram 1500 1,600 $2,566
2022 Dodge Challenger 28,213 $10,033
2022 Toyota Tacoma 50,000 $900

Does Max Cash® provide Service in
Texas?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

Learn more about the various Title Loan Services and
Cash Options near you.

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Did You Know?

Apply for an Online Title Loan in Texas Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Texas today!2 5