RV Title Loans
Secure a loan against your qualifying RV and unlock emergency funding to deal with personal expenses!2 5
Request An Inquiry Here
How Do RV Title Loans Work?
An RV title loan, otherwise known as a motorhome title loan, is a type of secured loan that allows you to borrow against the value of your eligible vehicle. Secured loans can often be more flexible than traditional loans, so they can be a convenient way for subprime borrowers to access emergency funding.5
With an RV title loan, a borrower will use an RV title as collateral for the loan in order to unlock emergency funding. Depending on the lender you work with, your lender may decide to hold onto your RV during the repayment period. For some individuals, this is not an issue because their RV is not their primary method of transportation.5
Keep reading to learn more about RV title loans and what you will need to access emergency funding with the help of Max Cash®!2 5
What Are the Different Kinds of RVs?
The term “motorhome” isn’t a legal term, but it is used to describe RVs. The term RV just means recreational vehicle and it is a legal term that refers to the different legal classes of vehicles.
These types of RVs are generally the largest and most expensive of all the classes of RVs. A Class A RV typically has a large commercial truck or bus frame, and the most popular options are the Prevost, Freightliner, and Ford F-53 platform. A Class A RV will be a diesel or gas-powered vehicle, commercial truck, or a commercial bus chassis that is large and typically built for road trips or living long term on the term.
According to Business Insider, these are considerably smaller than the Class A/C vehicles. Class B RVs typically include camper vans or converted vans. They tend to not have any spacious accommodations but may include small showers and bedrooms if the owner is creative enough to build them. Class B RVs do not need to be operated with a specific license.
While Class C vehicles are smaller than Class A, they are often bigger than Class B vehicles. They tend to be around 20-30 feet and include an over-cab sleeping area. Most Class C RVs are built on the chassis of vans or pickup trucks, so they can be cheaper to maintain and operate than Class A vehicles, but they may have diesel engines.
Other types of RVs include pop-up campers, travel trailers, teardrop trailers, and fifth-wheel trailers. If you are interested in an RV title loan, it is important to note that some lenders will only lend against motorhomes.5
Trusted by MillionsDOCUMENTS REQUIRED
What Do I Need to Apply for an Instant Online RV Title Loan?
Before you can jump into the required documents for funding, understand that applying for an RV title loan can be speedy and efficient, but you will be hard-pressed to find a lender who offers instant online RV title loans. The inquiry process is designed to be streamlined but not instantaneous!That being said, to secure fast loan approval, it is recommended that you gather the required paperwork in advance.
The exact documents may change depending on the lender you decide to work with, but you will usually need:5
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Title to a Qualifying RV in Your Name (Should be Lien-Free) -
Valid, Government-Issued Photo ID
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Proof of Residence and Income
Other documents may be requested, and if you have any questions about how to secure an RV title loan, don’t hesitate to dial 833-207-9052 today!5
Can I Get RV Title Loans Online with No Credit Check?
Generally, a credit check is an integral part of most loan inquiries, including RV title loans. While you may be hesitant to undergo a credit check if you are not confident with your score, keep in mind that it is still possible to secure an RV title loan even with bad credit!5
A credit check allows a title lender to review an individual’s credit history and determine whether they are capable of taking on new debt. While credit checks can seem frightening if you are a subprime borrower, remember that title loans are different from traditional bank loans. As long as you can meet the lender’s criteria for funding, your score may not hold you back!5
Trusted by MillionsHow Do I Get an RV Title Loan?
Ready to get an RV title loan? With the help of Max Cash®, getting connected to the financial assistance you need can be a breeze if you meet the right criteria!2 5
Reach Out to Our Team
To begin the inquiry process, dial 833-207-9052 or submit an online form through our website. We will ask you about the loan amount you are looking for, the make and model of your motorcycle, and what your income looks like. Once you submit this information, a friendly loan representative will reach out to you.5
Discuss Next Steps
If you receive initial approval and meet the basic requirements for a motorcycle title loan, the search for the right lender will begin. A loan agent will be in contact to discuss the next steps of the inquiry process.5
Find out Pre-approval of Your Loan Application
If a lender is found and they feel like the right fit, you can move forward and complete your online loan inquiry! If you are qualified, you can access funds in as little as one business day!1 2 5
Exclusive RV Offers From Our Partners
When you think about RV title loans, you probably think about getting emergency funding to get back on your feet. But did you know some of the partners of Max Cash can offer exclusive perks besides funding?
Check out some of the top benefits of obtaining RV title loans through some of our RV title loan partners:2 5
If you are worried about running into roadside breakdowns, get coverage for both your RV and automobiles with Roadside Assistance! There are three service levels available, including Platinum Auto, Platinum+ Auto, and Platinum Complete Auto. There are a variety of convenient services that are included with these levels, including flat tire service, towing, battery service, lockout assistance, emergency fuel supply, and more.
RV owners face quite a few expenses related to their lifestyle, especially if they live in their vehicles full time. Whether you use your RV once a year or drive in it full time, why not make every effort to save as much money as possible? You can benefit from a number of perks and savings through a GS Membership, including 10% off at Good Sam Campgrounds, and convenient discounts on fuel at Pilot & Flying J locations.
With Travel Assist, reducing out-of-pocket medical costs and getting emergency coverage for medical emergencies you may encounter while traveling is possible. Get coverage for both you and your vehicle! While you don’t have to assume the worst will happen, you can prepare yourself for the unexpected.
RV Title Loan FAQs
Before you dive into the inquiry process for RV title loans, you may have a few questions about how this type of secured loan works. Take a closer look at some of the most frequently asked questions about motorhome-secured loans:5
