Is a Payday Loan an Installment or Revolving Loan? Do you need cash to make ends meet until your next paycheck hits? Payday loans can be an option to consider if you don’t want to dip into your savings account. But are payday loans installment or revolving loans? The answer is neither. Payday loans are… Continue reading Are Payday Loans Installment or Revolving Loans?
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Where’s My State Refund Check?
Where’s My State Refund Check? Generally speaking, everyone pays taxes on their income. But you may be paying more than you need to! If that is the case, you will receive a federal or state refund check. This is not to be confused with free money because it is essentially a refund from the government… Continue reading Where’s My State Refund Check?
What is the FICA Tax?
FICA is an acronym for a specific type of federal payroll tax. FICA stands for the Federal Insurance Contributions Act, and business owners are legally required to deduct this tax from each employee’s paycheck. The main purpose of FICA is to help fund Social Security and Medicare programs, which provide benefits for retirees, disabled individuals,… Continue reading What is the FICA Tax?
Why Does Discover Charge an Emergency Cash Advance Fee?
If you have a credit card and find yourself in a financial bind, you may be thinking about using it for a cash advance. Until, of course, you notice something that catches many people off guard: the emergency cash advance fee. If you’re already in a stressful situation, this added fee can seem like just… Continue reading Why Does Discover Charge an Emergency Cash Advance Fee?
Can I Get a Cash Advance Through Apple Pay?
Need money to make it to your next payday? While Apple Pay is a handy tool to have on your phone if you don’t want to carry a wallet, you can’t apply for a cash advance just through Apple Pay. That being said, you can use a linked credit card with Apple Pay to take… Continue reading Can I Get a Cash Advance Through Apple Pay?
401(k) Contribution Limits for 2025
401(k) contribution limits for 2025 are setting a new precedent. If you are focused on saving for your future, understanding the new contribution changes is important for your budgeting plan for this year! If you aren’t familiar with how this type of retirement planning works, let’s start with the basics. A 401(k) plan is a… Continue reading 401(k) Contribution Limits for 2025
6 Surprising Things Your Car Insurance Won’t Cover
Unexpected Situations Your Car Insurance Won’t Cover Car insurance helps us feel a little bit safer on the road. While you can’t prevent accidents from happening, you can be a safe driver and protect your vehicle while making both short and long-distance journeys. Knowing what your car insurance policy covers can help you better plan… Continue reading 6 Surprising Things Your Car Insurance Won’t Cover
Child Tax Credit 2024
What is the Child Tax Credit? Tax season is right around the corner, and many parents are gearing up to file their returns. The Child Tax Credit of 2024 is meant to give parents a tax break. This break can be up to $2,000 per eligible child. A portion of this credit (up to $1,700)… Continue reading Child Tax Credit 2024
What is a Personal Financial Management Plan?
If one thing is for sure – this fast-paced world is showing no signs of slowing down, and financial issues are only exacerbated by nationwide concerns like inflation. Having a personal financial management plan can be a life preserver to keep you from sinking, and Max CashⓇ is here to show you the way and… Continue reading What is a Personal Financial Management Plan?
How Can I Get a Cash Advance with Bad Credit?
You need cash now, not tomorrow, and you also don’t want the headache of trying to apply for a traditional loan with all the paperwork and red tape. A cash advance might be just what you’re looking for when you need cash fast to pay for financial curveballs. Max CashⓇ can help you access a… Continue reading How Can I Get a Cash Advance with Bad Credit?