Category: Payday Loans

Loans for Rental Assistance: What are Your Options? A new study from Redfin shows that half of U.S. homeowners and renters are struggling to afford their housing payments. Now more than ever, Americans are skipping meals and working more hours to afford the cost of rent and other housing obligations. So you might be wondering,… Continue reading Find Loans for Rental Assistance

Covering the costs of basic necessities like water, heating, and electricity can become a burden if money is tight, especially if you’re out of other options. But can you get a loan just to pay bills? If going to a traditional bank is not possible due to your credit, there are financial alternatives! Short-term loans… Continue reading Can You Get a Loan Just to Pay Bills?

Many financial experts recommend having at least three to six months’ worth of expenses in an emergency fund. But if you don’t have the funds set aside for unexpected car repairs, you could be looking at a big financial setback if you get into an accident or your engine blows. A recent survey of 1,000… Continue reading Payday Loans for Car Repairs

If you’re like many Americans, you may be struggling to pay off your credit card balance. According to the Federal Reserve Bank of St. Louis, over 46% of American households have credit card debt! If you’re stuck with maxed-out cards and you need cash fast, you may be wondering if you can use a payday… Continue reading Payday Loans for Credit Card Bills

When you’re sick, dealing with bills and other medical expenses can be overwhelming. But you’re not alone. According to a recent study, over 500,000 people who file for bankruptcy annually cite medical bills as the reason why they can’t manage their finances. You can get payday loans for medical bills, but this unsecured loan option… Continue reading Can You Get Payday Loans for Medical Bills?

Is a Payday Loan an Installment or Revolving Loan? Do you need cash to make ends meet until your next paycheck hits? Payday loans can be an option to consider if you don’t want to dip into your savings account. But are payday loans installment or revolving loans? The answer is neither. Payday loans are… Continue reading Are Payday Loans Installment or Revolving Loans?

Here’s the situation: the key went into the ignition, and you turned to start it– but nothing happened. Or a tooth suddenly gives you a ton of pain, and then a pipe just bursts under the kitchen sink. These situations are common and typically happen when you least expect it. But if you don’t have… Continue reading Where Can I Get a Payday Loan Near Me?

So, is a Payday Loan Secured or Unsecured? A payday loan is an unsecured loan. Therefore, you are not required to pledge an asset as collateral in order to obtain loan approval. This is what separates payday loans from other types of alternative loan options, such as pawn shop loans or title loans.  What is… Continue reading Is a Payday Loan Secured or Unsecured?