You need cash now, not tomorrow, and you also don’t want the headache of trying to apply for a traditional loan with all the paperwork and red tape. A cash advance might be just what you’re looking for when you need cash fast to pay for financial curveballs.
Max CashⓇ can help you access a cash advance loan by connecting you with one of our trusted and vetted lenders who understand life can be challenging sometimes, especially with finances. Continue reading to see just how painless getting a cash advance can be with Max Cash by your side!2 5
Getting a Cash Advance with Bad Credit
Sometimes the need for emergency cash can pop up without any warning, and if you have bad credit, you may be reluctant to go to a traditional bank or other lender because they might deny you a loan. Unfortunately, credit is one of the major factors banks take into consideration, and if your FICO score is poor, you’re out of luck for an unsecured personal loan. This typically isn’t the case with a cash advance. Instead, what matters the most to lenders is your paycheck and if you have a steady source of income.5
But you may be wondering, what if you don’t have a “traditional” type of income, but you’re a gig economy worker or have a side hustle through Instacart or DoorDash? It doesn’t matter! Income is income, and if it is verifiable and steady, you may still be able to qualify for a cash advance with bad credit.5
In a nutshell, a cash advance may be your best bet if you’re worried about your credit but still need funds ASAP. Don’t hesitate to call a Max Cash loan agent at (833) 207-9052 to explain more about how you don’t have to let bad credit hold you back. Fill out an online inquiry form and leave all the stress behind you! Check out the cash advance calculator to get more information about the repayment process.5
Understanding the Requirements for Cash Advances
The requirements for getting a cash advance aren’t as complicated as you may think, even if you have bad credit. It breaks down like this:5
- You Earn a Steady Wage
This is really the deciding factor–lenders look at your income source to see if you can pay back the loan. As mentioned above, you don’t need a 9-5 job to prove that you get a paycheck.
- You’re of Legal Age to Get a Loan
In order to apply for a cash advance, you must be of legal age and provide a valid government or state-issued ID.
- You Have an Active Bank Account
Lenders may require you to have an active bank account to deposit the advance funds and to withdraw from when the payment is due. Not all lenders do, however, so it’s important to discuss this with them during your loan inquiry.
If you can meet these requirements, you may have a better shot of qualifying for a cash advance, despite having bad credit. However, try to be flexible if the lender asks for additional documents!
What are the Benefits of Cash Advances?
Maybe you’re wondering whether a cash advance is the right choice for you if you have bad credit and you feel like your options are limited. There are actually many benefits to getting a cash advance, like the lender (unlike your favorite aunt) won’t give you the third degree about why you need the money, and asking friends or family for cash can sometimes be awkward and uncomfortable for a lot of people.
A cash advance will allow you to stay on top of paying for major expenses or bills that will prevent you from falling behind and incurring late fees, or even going to collections, which may make your already bad credit even worse!
Let Max Cash help you try to avoid the late fees that come with overdue bills by applying for a cash loan, which can give you the cushion you need to keep up with your finances and build your credit in the long run. Check out our personal finance blog here to learn some valuable tips to become more financially savvy!
Applying for Instant Online Cash Advances
While you can’t get approved for a cash advance in an actual instant, you can potentially access your cash in as little as one business day, or in some cases, the same day you’re approved.1 2 5 Applying for an online cash advance is quick, easy, and streamlined. All you have to do is:
- Fill Out the Online Inquiry: Start with a straightforward online inquiry form and answer a few basic financial questions. It takes just a few clicks and you’re rolling!
- Connect with a Lender: Max Cash will evaluate your inquiry form information to determine which cash advance lender fits your situation, provided you meet their eligibility requirements.5
- Get Your Cash: If fully approved, you’ll receive a contract–read it, sign it, and get your cash!5
As you can see, you couldn’t ask for an easier process to get the financial assistance you need. Dealing with a tough financial situation has never been easier! If you have any questions, call (833) 207-9052 to speak with a loan agent, anywhere, anytime, 24/7.
Get Your Cash Advance with the Help of Max Cash Today!
Just because you have bad credit doesn’t mean you have to struggle to make ends meet, and if you’re dealing with unexpected car repairs or need emergency funds, Max Cash is standing by now to assist you. Bad credit no longer has to block you from getting the money you need–apply for an online cash advance online, and get on the track to a better financial future!2 5
