online shopping with a laptop using a credit card

Author: Zuhaila Garcilazo

July 6, 2023

Are Credit Cards Bad?

Are All Credit Cards Bad? If you do not have any credit cards, you may have this preconceived notion that all credit cards are bad and you should stay away from them. The truth is that credit cards are not bad. But, they must be used wisely! It is important to become financially literate before… Continue reading Are Credit Cards Bad?

June 22, 2023

Credit Card Pre-Approval

What Does Credit Card Pre-approval Mean? Have you ever received a pre-approval letter for a credit card in the mail or through your email? You might have asked yourself, “What does credit card pre-approval mean?” Let’s explore that!  Essentially, pre-approval means that you are likely to get approved for a credit card from a specific… Continue reading Credit Card Pre-Approval

June 7, 2023

Closed-End Credit

What is Closed-End Credit? Closed-end credit refers to a type of loan or credit that provides the borrower with a specific amount of money for a particular purpose, and it must be repaid in full by a certain date. Closed-end credit may be beneficial to people who want to pay for a large expense, finance… Continue reading Closed-End Credit

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