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Payday Loans

Payday Loans Online in Texas

Can’t make your budget stretch until your next pay check? Getting a payday loans can be a breeze with Max Cash®. Don’t let one unexpected expense knock you off your feet!2 5

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How to Get a Payday Loan in Texas with Max Cash

Even if you have bad credit, you can apply for payday loans online, over the phone, or in person and get emergency money when your paycheck just doesn’t cover as much as you need.

Max Cash simplifies the payday loan process by connecting you with a potential lender in your state who can work with your unique situation. Whether you’re facing unexpected bills or short-term expenses, getting started is fast, simple, and secure.

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Apply anytime 24x7 online or by phone - fast, simple, and secure.

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We review your details and match your best option, if qualified.

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Receive your funds fast after full approval.5

Where to Find Payday Loan
Stores Near You in Texas

Payday loans can typically be applied for in person or online, but many prefer to avoid the hassle of driving and opt for an online application. The list below shows the nearby metropolitan areas where you can apply for a payday loan.5

ACE CASH EXPRESS

1914 E BELT LINE RD # 100, Carrollton, TX 75006
2070 W SPRING CREEK PKWY # 328, Plano, TX 75023
7548 PRESTON RD # 135, Frisco, TX 75034
3317 W WALNUT HILL LN, Irving, TX 75038
3159 S GARLAND AVE, Garland, TX 75041
5606 BROADWAY BLVD, Garland, TX 75043
410 E PIONEER PKWY # 200, Grand Prairie, TX 75051
3800 MAIN ST # 103, The Colony, TX 75056
1125 W 6TH ST, Irving, TX 75060
3658 N BELT LINE RD, Irving, TX 75062
2802 N MACARTHUR BLVD, Irving, TX 75062
1302 S STATE HIGHWAY 121 # B, Lewisville, TX 75067
401 S CENTRAL EXPY # 102, Mckinney, TX 75070
1500 N CENTRAL EXPY, Plano, TX 75074
105 S CENTRAL EXPY, Richardson, TX 75080
401 N HIGHWAY 78 # B, Wylie, TX 75098
719 N HAMPTON RD # 607, Desoto, TX 75115
3250 W PLEASANT RUN RD # 135, Lancaster, TX 75146
11923 ELAM RD # 102, Balch Springs, TX 75180
2821 LIVE OAK ST, Dallas, TX 75204
3117 AL LIPSCOMB WAY, Dallas, TX 75215
4303 S LANCASTER RD, Dallas, TX 75216
3200 S LANCASTER RD # 170B, Dallas, TX 75216
9545 LAKE JUNE RD, Dallas, TX 75217

ADVANCE AMERICA

1916 E BELT LINE RD # B, Carrollton, TX 75006
447 N GARLAND AVE, Garland, TX 75040
675 W PIONEER PKWY # 114, Grand Prairie, TX 75051
218 W CAMP WISDOM RD # B, Duncanville, TX 75116
1011 E ENNIS AVE # B, Ennis, TX 75119
1220 N TOWN EAST BLVD # 125, Mesquite, TX 75150

CASH STORE

1017 E TRINTY MLS RD # 112, Carrollton, TX 75006
12398 FM 423 # 800, Frisco, TX 75033
5345 N GARLAND AVE # 380, Garland, TX 75040
5949 BROADWAY BLVD # 140, Garland, TX 75043
4045 S GREAT SW # 117, Grand Prairie, TX 75052
3050 W CAMP WISDOM RD # 200, Grand Prairie, TX 75052
4679 STATE HIGHWAY 121 # 101, The Colony, TX 75056
721 HEBRON PKWY # 110, Lewisville, TX 75057
4101 W AIRPORT FWY, Irving, TX 75062
7600 N MACARTHUR BLVD, Irving, TX 75063
1920 ELDORADO PKWY # 500, Mckinney, TX 75069
1321 N TENNESSEE ST # 102, Mckinney, TX 75069
2050 W UNIVERSITY DR # 130, Mckinney, TX 75071
2498 K AVE, Plano, TX 75074
5401 KENWOOD DR # 113, Rowlett, TX 75089
2100 DALLAS PKWY # 145, Plano, TX 75093
3400 W FM 544 # 670, Wylie, TX 75098
1240 W BELT LINE RD # A, Desoto, TX 75115
351 FM 548 # 108, Forney, TX 75126
2005 S WASHINGTON ST, Kaufman, TX 75142
108 N HIGHWAY 175, Seagoville, TX 75159
1884 W MOORE AVE, Terrell, TX 75160
895 N HIGHWAY 77, Waxahachie, TX 75165
12350 LAKE JUNE RD # 114, Balch Springs, TX 75180

CHECK INTO CASH

3623 N JOSEY LN, Carrollton, TX 75007

TEAM NEAL HM LOANS-AMY-CORY

5000 LEGACY DR # 180, Plano, TX 75024
7700 MASTERS CT, Mckinney, TX 75072

CHECK 'N GO

3951 N BELT LINE RD, Irving, TX 75038
5335 BROADWAY BLVD # 203, Garland, TX 75043
321 N CENTRAL EXPY # 205, Mckinney, TX 75070
2316 GREENCREST BLVD, Rockwall, TX 75087
2409 LAKEVIEW PKWY # 100, Rowlett, TX 75088
1310 N DALLAS AVE, Lancaster, TX 75134
1300 N TOWN EAST BLVD # 104, Mesquite, TX 75150
115 SAM WALTON WAY, Terrell, TX 75160
4010 ROSS AVE, Dallas, TX 75204

COTTONWOOD FINANCIAL LTD

1901 GATEWAY DR # 200, Irving, TX 75038

LENDNATION

1250 NORTHWEST HWY # P, Garland, TX 75041

SPEEDY CASH

3422 W WALNUT ST, Garland, TX 75042
1503 N STORY RD # 100, Irving, TX 75061
3501 GUS THOMASSON RD # 102, Mesquite, TX 75150
1441 E KIEST BLVD, Dallas, TX 75216
10201 LAKE JUNE RD, Dallas, TX 75217

WORLD FINANCE

3345 BROADWAY BLVD # 101, Garland, TX 75043
525 W PIONEER PKWY # 549, Grand Prairie, TX 75051
4300 MAIN ST # 500, The Colony, TX 75056
1916 N STORY RD, Irving, TX 75061
1900 W IRVING BLVD # 103, Irving, TX 75061
420 E ROUND GROVE RD # 118, Lewisville, TX 75067
405 N MCDONALD ST # A, Mckinney, TX 75069
230 W PARKER RD # 180B, Plano, TX 75075
620 N HIGHWAY 78, Wylie, TX 75098
112 W ENNIS AVE, Ennis, TX 75119
1019 W PLEASANT RUN RD, Lancaster, TX 75146
1336 N GALLOWAY AVE # 128, Mesquite, TX 75149
101 SAGE ST # B, Terrell, TX 75160
507 N HIGHWAY 77 # 804, Waxahachie, TX 75165
4101 PIONEER RD # 200, Balch Springs, TX 75180
134 W JEFFERSON BLVD, Dallas, TX 75208
4950 W ILLINOIS AVE # 117, Dallas, TX 75211
1909 S BUCKNER BLVD, Dallas, TX 75217

PLS LOAN STORE

1701 W IRVING BLVD, Irving, TX 75061
3311 W ILLINOIS AVE # 100, Dallas, TX 75211

ACE CASH EXPRESS INC

300 CARPENTER ST # 900, Irving, TX 75062

B 3 CASH SOLUTIONS

500 N CUSTER RD # 103, Mckinney, TX 75071

SUN LOAN CO

1110 E PARKER RD # 105, Plano, TX 75074
1014 FERRIS AVE # 101, Waxahachie, TX 75165

PURPOSE MONEY

1407 E BELT LINE RD, Richardson, TX 75081

CASHMAX

308 E ENNIS AVE, Ennis, TX 75119

BIG 5 CHECK CASHING

1820 W BRUTON RD, Balch Springs, TX 75180
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Why Texas Residents Choose Max Cash for their Payday Loans

Max Cash has serviced over 13 million people nationwide. With real-human customer support standing by 24x7 and over a decade of experience connecting consumers to premier financial services, we are committed to striving for excellence in assisting your financial needs.

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Occupation Titles and
Total Employed in Texas

Curious about what fellow Texas residents do for jobs? Understanding the employment landscape in your area—like the total number of people working in specific occupations—can help you make more informed decisions about your payday loan options.

Occupation Title Total Employed
Management Occupations 1,124,950
Business and Financial Operations Occupations 838,580
Computer and Mathematical Occupations 490,410
Architecture and Engineering Occupations 225,870
Life, Physical, and Social Science Occupations 101,070
Community and Social Service Occupations 142,710
Legal Occupations 86,740
Educational Instruction and Library Occupations 807,880
Arts, Design, Entertainment, Sports, and Media Occupations 139,100
Healthcare Practitioners and Technical Occupations 746,510
Healthcare Support Occupations 570,140
Protective Service Occupations 298,740
Food Preparation and Serving Related Occupations 1,217,760
Building and Grounds Cleaning and Maintenance Occupations 348,700
Personal Care and Service Occupations 226,180
Sales and Related Occupations 1,217,200
Office and Administrative Support Occupations 1,748,940
Farming, Fishing, and Forestry Occupations 15,210
Construction and Extraction Occupations 639,170
Installation, Maintenance, and Repair Occupations 619,720
Production Occupations 681,130
Transportation and Material Moving Occupations 1,271,220

Why Get a Payday Loan

Fast Funding

Looking for an instant payday loan? We work hard to deliver funding fast, depending on your approval and lender’s process.2 5

Bad Credit OK

If you're exploring payday loans with bad credit or no credit check options, know that we aim to help—even with a less-than-perfect credit score.5

Trusted Lenders

We help bridge the gap between you and a direct lender, offering a more transparent and streamlined payday loan experience.

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Stay Ahead of Payday Stress with the Max Cash Payday Loan Calculator

Need cash before your next paycheck? MaxCash’s Payday Loan Calculator helps you quickly estimate how much you’ll owe — with no confusion. Just enter your loan amount and tenure to see your total repayment and fees upfront.

Plan smarter, borrow responsibly, and stay in control — even when life throws a curveball.

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Texas Payday Loan
Frequently Asked Questions

What is a Payday Loan?

Payday loans are unsecured loans that can help you stretch your paycheck a little bit further! With a payday loan, you will repay the total amount through your next paycheck, so the repayment period is typically around a few weeks, depending on your loan terms.4

This short-term loan is often used to bridge the gap in between pay periods and can help pay for a variety of expenses. If you can’t make ends meet this month, you are not alone. Many Americans are struggling with debt according to the Federal Reserve Bank of Philadelphia. If the changing costs of living in Texas are impacting your finances, a payday loan can be the answer.5

How Can I Apply for Payday Loans Online in Texas with Max Cash?

Skip the hassle of driving and apply for an online payday loan in Texas! It’s possible to get your funds the same day and get the money you need if you qualify. Here’s what you can expect the process to look like from start to finish:2 5

  1. Call Us or Click Online: Submit an inquiry form online or get started over the phone by calling 833-207-9052 at any time of the day. Max Cash agents are available 7 days a week to take your call.2 5
  2. Get Your Paperwork in Order: If you are pre-approved and matched with a payday loan lender, you’ll need to provide a little bit of paperwork for a loan agent to review.5 Typically, that includes a valid, government-issued photo ID card and other important documents to verify your information.
  3. Sign Your Agreement and Get Your Money5: Fully approved payday loan borrowers in Texas can sign their agreement and get their funds in as little as one business day in some cases!1 2 5

Looking for credit cards or payday loans with no store visit in Texas? Max Cash has you covered. Get started online or call us today 24/7!2 5

What Do I Need to Apply for Payday Loans With No Credit Check in Texas?

The specific payday loan criteria and required documents can differ depending on the lender. However, keep in mind that some payday loan lenders verify credit history during applications, so finding payday loans with no credit check in Texas is not always an option.

That being said, you can still get a payday loan with bad credit and expect a streamlined application process! Typically, you will need to provide evidence of your ability to repay the payday loan and supply additional documents to verify your information. These required documents may include a valid, government-issued photo ID and proof of residence.5 Some of the most commonly accepted documents to verify your identity are a Texas-issued driver’s license, U.S. passport, or a permanent resident card in some cases.

How Fast Can I Get a Payday Loan Near Me in Texas?

It depends. In some instances, you could receive your funds as soon as the same or by the next business day if you secure a secure a payday loan, installment loan, or personal loan in Texas with the help of Max Cash. The inquiry process is designed to be simple and efficient for your convenience! When you have a financial emergency, there’s no time to waste.1 2 5

What are the Different Types of Payday Loans in Texas?

Payday loans are unsecured loans and may be called paycheck advance loans instead of payday loans. However, payday loans operate by allowing you to borrow emergency funding and pay it back by your next payday. One of the main benefits of payday loans is that unlike title loans, you are not required to use collateral, and you can get approved even with bad credit.5

Can I Get a $1,000 Payday Loan?

Loan amounts for payday loans can range from $100, $200, $300, $400, $500 up to $1,000, which is on the higher end of the scale.1 Whether or not you can get a higher payday loan amount depends, as you may be limited to the lender’s loan limits and state regulations. If you need a specific amount of funding to take care of an unexpected bill or expenses, speak with your payday loan lender to further understand your options! Or, you can get in touch with a Max Cash loan agent by dialing 833-207-9052 anytime - 24/7.

What Can I Use My Texas Payday Loan For?

Some loans have limitations for what you can use your money for, which may hinder you from getting your finances back on track. Paycheck advance loan borrowers may have unique financial situations, but some of the most common ways to spend loan proceeds include the following:

If you qualify for payday loans in Texas, you have the freedom to use your money to deal with a financial emergency! From personal expenses to rent payments, a payday loan can have you covered.5

Find Payday Loans Near Me

Max Cash is here to help 24x7 with online Payday Loans in the following states, ensuring you get urgent funds when you need it the most.