Cash Advance Calculator
Need a cash advance? Try out the Max Cash Advance Calculator to see what your estimated payments would be. Max Cash calculators help you break down costs and make informed decisions before borrowing.
- Cash Advance
- Personal
- Emergency
- Payday
- Installment
Calculate Your Cash Advance Estimate Below
| Month | Principal | Interest | Total Paid | Unapplied |
How to Use the Cash Advance Calculator
Discover what your cash advance payment terms are estimated to look like
with a quick calculation—no guesswork required.
Advance Amount
Enter the amount of money you want to borrow as your cash advance.
Payment Duration
Choose how many months you plan to take to repay the advance in full.
APR (%)
Input the annual percentage rate (APR) applied to your cash advance loan.
What is a Cash Advance & How Can Max Cash® Help You Get One?
A cash advance is a short-term loan that gives you quick access to cash, often through your credit card or a direct lender. It’s useful for covering immediate expenses but may come with higher fees.
Max Cash helps you get a cash advance fast by linking you with reputable lenders through a simple, secure application—so you can get the funds you need without the hassle. 2 3
Cash Advance Calculator
Frequently Asked Questions
Looking for a cash advance loan? If your paycheck doesn’t stretch as far as it used to, you’re not alone. A cash advance, sometimes called a payday loan, can be the answer if you need to handle your debt and get back on your feet financially. To use a cash advance calculator and better understand the repayment process for your loan, you simply enter the amount you want to borrow, the loan fees or interest rate charged, and how long you plan to take to repay it. The calculator will show you the total repayment amount and the effective APR, which helps you understand the true cost of borrowing money with the lender.4
Interest on credit card cash advances may be different from interest on a cash advance loan. If you borrow against your credit card’s available credit line through a cash advance, there is no grace period for interest like purchases made with your card. Generally, the interest accrues daily. For cash advance loans, interest will accrue depending on the policies of your loan agreement because it is a loan, not a line of credit. In some cases, the interest will accrue daily, but it is important to read through the loan agreement with your lender to discuss your loan terms and the APR of the cash advance. 4
The personal loan calculator is meant to be an estimation of the payoff period, not the loan amount! In order to get a loan estimate and learn more about how much you can borrow through a personal loan, you can submit a loan inquiry online. Max Cash® is here to help make the process as seamless as possible for you!2 5