Category: Credit Cards

Did you know the average person uses 8 gallons of gas per week? That’s 416 gallons a year and if you get $20 in cash back on that by doing basically nothing… do it! In today’s fast-paced world, convenience and savings are paramount. So why should you use a gas credit card instead of paying… Continue reading The Benefits of Having a Gas Credit Card in Your Wallet Versus Paying with Cash

Getting the most out of your credit card purchases involves maximizing your reward points as much as possible! Making a purchase with a credit card may grant you the opportunity to earn cashback, points, miles, or other kinds of incentives.  Most programs don’t allow you to transfer your credit card rewards over to another person… Continue reading Can I Sell My Credit Card Rewards?

Navigating financial challenges is hard enough to do on your own. With vast amounts of choices, lenders, credit card providers, and more, you need help finding something right for you and your financial goals. With Max CashⓇ, you can access one-stop-shop for financial products with candid services, understanding, and over a decade of financial experience. … Continue reading Best Practices with Managing a Credit Card

A major goal for many Americans is to reduce credit card debt. Getting rid of your debt can improve your financial health, reduce stress, and give you a greater sense of control over your money. While it may look challenging at first, paying off your credit card balance brings you one step closer to financial… Continue reading How to Reduce Credit Card Debt

How Can I Apply for a Credit Card as a Beginner? How do beginners apply for a credit card? As a beginner, the first step is to check your credit score. After checking your score, you will have a better idea of what credit cards you can apply for online. Research and compare credit cards… Continue reading How to Apply for a Credit Card for the First Time

Are All Credit Cards Bad? If you do not have any credit cards, you may have this preconceived notion that all credit cards are bad and you should stay away from them. The truth is that credit cards are not bad. But, they must be used wisely! It is important to become financially literate before… Continue reading Are Credit Cards Bad?

What Does Credit Card Pre-approval Mean? Have you ever received a pre-approval letter for a credit card in the mail or through your email? You might have asked yourself, “What does credit card pre-approval mean?” Let’s explore that!  Essentially, pre-approval means that you are likely to get approved for a credit card from a specific… Continue reading Credit Card Pre-Approval

Not all credit cards are created equal. Some credit cards offer certain rewards, like cash-back rewards programs, which could give you points for every dollar you spend. Other cards may have certain drawbacks, such as: Therefore, it is important to know the difference between a good credit card and a bad credit card before submitting… Continue reading Difference Between a Good Credit Card and a Bad Credit Card